How much is insurance on a Volkswagen Atlas?

A 2024 Volkswagen Atlas runs about $1,740 a year for a typical 45-year-old, $200 less than an average 2024 car, because of cheaper repairs and fewer at-fault claims.

2024 Volkswagen Atlas, national average

about $1,740 a year (about $145 a month)

roughly $1,300–$2,350

An average 2024 car: about $1,940. An older Volkswagen Atlas costs less (below).

Priced: the 2024 Atlas (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.

A used Volkswagen Atlas, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old.
Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 (0–3 years old)	about $1,740	about $890	+$1,150	about $5,000
2022 (4–7 years old)	about $1,640	about $890	+$1,080	about $4,710
2018 (8–12 years old)	about $1,530	about $890	+$1,010	about $4,390

We list the Volkswagen Atlas for 2018–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.

The 2024 Volkswagen Atlas runs from about $1,720 a year (Atlas 4motion Peak Edition) to about $1,810 (Atlas Cross Sport 4motion): the claims data differs by drive, body, or powertrain.

Atlas 4motion Peak Edition; Atlas SE 4motion; Atlas SEL 4motion: about $1,720
Atlas: about $1,740
Atlas Cross Sport 4motion: about $1,810

The Volkswagen Atlas for other drivers on their own policy, a year: 22–25, $2,260; 26–39, $1,930; 65 and older, $1,830.

Adding a 16-year-old with a Volkswagen Atlas

A new 16-year-old driving the Volkswagen Atlas adds about $1,150 a year ($95 a month), $130 less than with an average 2024 car.

For adding a teen, the Volkswagen Atlas ranks 15th cheapest of our 121 car pages.

That's the whole household's bill going up. Cheapest cars to insure for a teen.

Why the Volkswagen Atlas costs what it does

Its insurance claims against an average car's (HLDI):

Repairs: much lower than average
Theft and weather: much lower than average
Damage to others: much lower than average
Injuries to others: lower than average

The part that fixes or replaces the Volkswagen Atlas: about $850, against $950 for an average 2024 car (11% less). The part that pays for harm to others: about $890, against $990 for an average car (10% less).

By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.

Matched to “Volkswagen Atlas 4dr” in HLDI's results.

Similar midsize SUVs

Among these 25 midsize SUVs, the Volkswagen Atlas is the 7th least expensive to insure.

What if you bought this car? Add it to a comparison

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.