How much is insurance on a Hyundai Santa Fe?
A 2024 Hyundai Santa Fe runs about $1,780 a year for a typical 45-year-old, $160 less than an average 2024 car: fewer at-fault claims outweigh slightly pricier repairs.
2024 Hyundai Santa Fe, national average
about $1,780 a year (about $150 a month)
roughly $1,300–$2,400
An average 2024 car: about $1,940. An older Hyundai Santa Fe costs less (below).
Priced: the 2024 Santa Fe AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Hyundai Santa Fe, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,780 | about $790 | +$1,180 | about $5,120 |
| 2022 (4–7 years old) | about $1,660 | about $790 | +$1,100 | about $4,780 |
| 2018 (8–12 years old) | about $1,540 | about $790 | +$1,010 | about $4,410 |
| 2013 (13 or more years old) | about $1,440 | about $820 | +$950 | about $4,120 |
We list the Hyundai Santa Fe for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Hyundai Santa Fe runs from about $1,780 a year (Santa Fe AWD) to about $1,980 (Santa Fe Hybrid FWD): the claims data differs by drive, body, or powertrain.
- Santa Fe AWD; Santa Fe AWD XRT: about $1,780
- Santa Fe FWD: about $1,810
- Santa Fe Hybrid AWD: about $1,850
- Santa Fe Hybrid FWD: about $1,980
The Hyundai Santa Fe for other drivers on their own policy, a year: 22–25, $2,320; 26–39, $1,980; 65 and older, $1,870.
Adding a 16-year-old with a Hyundai Santa Fe
A new 16-year-old driving the Hyundai Santa Fe adds about $1,180 a year ($100 a month), $100 less than with an average 2024 car.
For adding a teen, the Hyundai Santa Fe ranks 21st cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Hyundai Santa Fe costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- higher than average
- Damage to others
- much lower than average
- Injuries to others
- no figure
The part that fixes or replaces the Hyundai Santa Fe: about $990, against $950 for an average 2024 car (4% more). The part that pays for harm to others: about $790, against $990 for an average car (20% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.
Matched to “Hyundai Santa Fe 4dr 4WD” in HLDI's results.
Similar midsize SUVs
Among these 25 midsize SUVs, the Hyundai Santa Fe is the 10th least expensive to insure.
- 2024 Toyota 4Runnerabout $1,740 (about the same)
- 2024 Volkswagen Atlasabout $1,740 (about the same)
- 2024 Toyota Grand Highlanderabout $1,770 (about the same)
- 2024 Kia Tellurideabout $1,780 (about the same)
- 2024 Hyundai Santa Feabout $1,780 (this car)
- 2024 Jeep Wranglerabout $1,790 (about the same)
- 2024 Ford Explorerabout $1,790 (about the same)
- 2024 Volkswagen Tiguanabout $1,800 (about the same)
- 2024 Ford Broncoabout $1,840 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.