How much is insurance on a Subaru Ascent?
A 2024 Subaru Ascent runs about $1,640 a year for a typical 45-year-old, $300 less than an average 2024 car, because of fewer at-fault claims and cheaper repairs.
2024 Subaru Ascent, national average
about $1,640 a year (about $135 a month)
roughly $1,200–$2,200
An average 2024 car: about $1,940. An older Subaru Ascent costs less (below).
Priced: the 2024 Ascent (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Subaru Ascent, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,640 | about $790 | +$1,080 | about $4,710 |
| 2022 (4–7 years old) | about $1,540 | about $790 | +$1,020 | about $4,420 |
We list the Subaru Ascent for 2019–2027. How much a car's age takes off is our own estimate.
The 2 versions of the 2024 Subaru Ascent we list (Ascent and Ascent Limited/Touring/Onyx AWD) all come out within about $50 of each other.
The Subaru Ascent for other drivers on their own policy, a year: 22–25, $2,130; 26–39, $1,820; 65 and older, $1,720.
Adding a 16-year-old with a Subaru Ascent
A new 16-year-old driving the Subaru Ascent adds about $1,080 a year ($90 a month), $200 less than with an average 2024 car.
For adding a teen, the Subaru Ascent ranks 6th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Subaru Ascent costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- lower than average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Subaru Ascent: about $850, against $950 for an average 2024 car (11% less). The part that pays for harm to others: about $790, against $990 for an average car (20% less).
By the EPA's size classes it's a standard SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.
Matched to “Subaru Ascent 4dr 4WD with EyeSight” in HLDI's results.
Similar midsize SUVs
Among these 25 midsize SUVs, the Subaru Ascent is the 3rd least expensive to insure.
- 2024 Chevrolet Traverseabout $1,580 ($60 less)
- 2024 GMC Acadiaabout $1,590 (about the same)
- 2024 Subaru Ascentabout $1,640 (this car)
- 2024 Honda Pilotabout $1,660 (about the same)
- 2024 Honda Passportabout $1,720 ($80 more)
- 2024 Toyota 4Runnerabout $1,740 ($100 more)
- 2024 Volkswagen Atlasabout $1,740 ($100 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.