What this site is (and isn't)
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.
What the numbers are
Every dollar figure here is a ballpark worked out from public data: a typical price for your state (or what you tell us you pay), adjusted for the driver, the car, the coverage, and where the car is kept. Real quotes can land well above or below it. Every insurance company prices things its own way, and they use things we don't ask about, like your credit and your exact address. Here's how we got the numbers.
What the coverage choices mean
- State minimum is the least liability coverage your state's law allows, as we found it on the date shown on the Where the numbers come from page. It's a floor, not a suggestion.
- Liability only, solid limits pays for injuries and damage you cause to others, up to $100,000 per person, $300,000 per crash and $100,000 for property, well above most states' minimums. It doesn't fix your own car.
- Full coverage adds collision and comprehensive, which fix or replace your own car after a crash, theft, or storm.
- Full coverage, extra protection is full coverage with higher limits for injuries and damage you cause: up to $250,000 per person, $500,000 per crash and $250,000 for property.
We don't push anyone toward more or less coverage. That's your call. Try both on the Try a change page to see the trade-off.
Who we are
Bolewood Group, LLC publishes NotAQuote.FYI as a non-commercial, open-source tool. We're not an insurance company, agent, or broker. There are no ads, affiliate links, paid rankings or lead sales, and no insurer or agent pays to be here. Free to use, with no account required. Who made this, and why. Spot something wrong? Tell us.