How much is insurance on a Jeep Wrangler?

A 2024 Jeep Wrangler runs about $1,790 a year for a typical 45-year-old, $150 less than an average 2024 car: cheaper repairs outweigh more at-fault claims.

2024 Jeep Wrangler, national average

about $1,790 a year (about $150 a month)

roughly $1,350–$2,400

An average 2024 car: about $1,940. An older Jeep Wrangler costs less (below).

Priced: the 2024 Wrangler 2dr 4WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.

A used Jeep Wrangler, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old.
Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 (0–3 years old)	about $1,790	about $1,090	+$1,180	about $5,140
2022 (4–7 years old)	about $1,710	about $1,090	+$1,130	about $4,900
2018 (8–12 years old)	about $1,750	about $1,150	+$1,160	about $5,020
2013 (13 or more years old)	about $1,650	about $1,150	+$1,090	about $4,720

We list the Jeep Wrangler for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.

The 2024 Jeep Wrangler runs from about $1,790 a year (Wrangler 2dr 4WD) to about $2,060 (Wrangler 4dr 4xe): the claims data differs by drive, body, or powertrain.

Wrangler 2dr 4WD; Wrangler Rubicon 2dr 4WD: about $1,790
Wrangler 4dr 4WD; Wrangler Rubicon 4dr 4WD: about $1,950
Wrangler 4dr 4xe: about $2,060

The Jeep Wrangler for other drivers on their own policy, a year: 22–25, $2,330; 26–39, $1,990; 65 and older, $1,880.

Adding a 16-year-old with a Jeep Wrangler

A new 16-year-old driving the Jeep Wrangler adds about $1,180 a year ($100 a month), $100 less than with an average 2024 car.

For adding a teen, the Jeep Wrangler ranks 25th cheapest of our 121 car pages.

That's the whole household's bill going up. Cheapest cars to insure for a teen.

Why the Jeep Wrangler costs what it does

Its insurance claims against an average car's (HLDI):

Repairs: much lower than average
Theft and weather: much lower than average
Damage to others: much higher than average
Injuries to others: higher than average

The part that fixes or replaces the Jeep Wrangler: about $710, against $950 for an average 2024 car (26% less). The part that pays for harm to others: about $1,090, against $990 for an average car (10% more).

By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.

Matched to “Jeep Wrangler 2dr convertible 4WD” in HLDI's results.

Similar midsize SUVs

Among these 25 midsize SUVs, the Jeep Wrangler is the 11th least expensive to insure.

What if you bought this car? Add it to a comparison

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

Does this look wrong for this car? Tell us

This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.