Help make this better
NotAQuote.FYI is built in the open. We want every number to come from a public source anyone can check, and we're not all the way there yet. If something looks off, tell us, and you can watch the fix happen.
Spot something wrong? Tell us
Pick the kind of problem. Each button opens a short form on GitHub, where the project lives. You'll need a free GitHub account to send it.
- A number looks wrongAn adjustment seems too big or too small, looks out of date, or you know a better source, like your state's rate guide.Report a number
- A state rule is missing or wrongWhat we show for your state's minimum coverage doesn't match the law.Report a state rule
- A car is missing or in the wrong groupYou can't find a car, or it's labeled as the wrong kind, like an SUV listed as a sedan.Report a car
- Something's brokenA page won't load, a button doesn't work, or something looks off on your screen.Report a problem
Your report is public. Please leave out what you pay, your VIN, your policy number, and anything else about you. We never add those to the form for you.
Five numbers that need a source
Four are our best guesses; the fifth rests on one state's prices. Many state insurance departments publish a “rate comparison guide” with sample prices from many companies. If yours shows one of these, a link turns a guess into a sourced number for everyone.
1.How a $500 or $2,000 deductible changes the price
Look for sample prices at two deductibles for the same driver and car in your state's rate guide.
2.How much less an older car costs to insure
Look for the same car at two model years, with collision and comprehensive, in your state's rate guide.
3.What a good-student discount is worth
Look for a young driver priced with and without a good-student discount.
4.What adding a teen costs outside California
Look for a family priced before and after adding a 16- or 17-year-old to the parents' policy.
5.What two or more at-fault accidents add
Look for a driver priced with no at-fault accidents and with two, side by side.
What helps most
A link. The best sources are ones anyone can open: your state insurance department's website, the law itself, or a government dataset. Tell us the date you looked, too, since rules and rates change.
No link? Tell us anyway. Someone else may be able to find one.
Want to fix it yourself?
The code is free under the MIT license, and the data we put together is free to reuse under CC BY 4.0. If you're comfortable with GitHub, you can send the change directly. Here's how to get started. You can also see what others have reported.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.