How much is insurance on a Honda Passport?

A 2024 Honda Passport runs about $1,720 a year for a typical 45-year-old, $220 less than an average car of the same age, because of lower crash-repair losses, lower non-crash losses, fewer injury claims, and less damage to others' property. Putting a new 16-year-old on a family policy with the Passport adds about $1,140 a year (#5 of 25 midsize SUVs we compare).

2024 Honda Passport (Passport AWD), national average

about $1,720 a year (about $145 a month)

Estimated range: $1,250–$2,300. Actual quotes can fall outside it.

An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2022 Passport drops to about $1,620 (see the table below).

A Honda Passport from the 2019–2025 generation. Photo: HJUdall, CC0, via Wikimedia Commons, cropped (credits).

Priced for the 2024 Passport AWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Passport's rank is the same in every state.

Why the Honda Passport costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Honda Passport 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 72 for crash repairs, 75 for non-crash damage, 79 for damage to others' property, and 76 for injury claims.

Crash repairs (collision)fixing this car after a crashBetter than average28% better than average7th best of the 25 midsize SUVs we compare
Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average25% better than average7th best of the 24 midsize SUVs we compare
Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultBetter than average21% better than average8th best of the 25 midsize SUVs we compare
Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costBetter than averagefiled 24% less often than average8th best of the 21 midsize SUVs we compare

HLDI's ratings, best to worst:Substantially better than averageBetter than averageAverageWorse than averageSubstantially worse than averageInsufficient data

HLDI rates results within about 20% of average as “Average.”

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Passport comes out about 27% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 11% less than average: about $850 a year vs $950. On the liability side, damage to others and injury claims combine to about 23% better than average. We count about half, so that part is about 12% less: $870 a year vs $990.

How the math works

In EPA size classes, the Passport is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Honda Passport is benchmarked against midsize SUVs.

Matched to HLDI series “Honda Passport 4dr 4WD” (HLDI, 2022–24 models).

A used Honda Passport, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.
Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Passport AWD (0–3 years old)	about $1,720	about $870	+$1,140	about $4,940
2022 Passport AWD (4–7 years old)	about $1,620	about $870	+$1,070	about $4,650

Our catalog covers the Honda Passport across model years 2019–2027. Full coverage on a used 2022 Passport (4–7 years old) runs about $1,620 a year, $100 less than on a 2024. Dropping collision and comprehensive on that 2022 brings liability-only coverage to about $870 a year. Each photo shows that year's generation of the car. Photo credits.

For the 2024 Honda Passport, our catalog lists the Passport AWD configuration at about $1,720 a year.

On a policy of their own with a 2024 Honda Passport, a 22–25-year-old pays about $2,240 a year ($520 more than a 45-year-old), a 26–39-year-old about $1,910, and a driver 65 and older about $1,810.

Adding a 16-year-old with a Honda Passport

Because the Honda Passport starts from lower losses than most cars, adding a new 16-year-old driver raises the family bill by about $1,140 a year ($95 a month), $150 less than adding a teen with an average car of the same age. Putting that 16-year-old on a policy of their own instead costs about $4,940 a year, about $3,800 more than sharing the family policy.

For adding a teen driver, the Honda Passport ranks 9th cheapest out of all 121 models we track. Stepping down to a used 2022 Passport (4–7 years old) brings the teen add-on to about $1,070 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar midsize SUVs

Among these 25 midsize SUVs, the Honda Passport is the 5th least expensive to insure. Right next to it are the Honda Pilot (about $1,660 a year) and the Toyota 4Runner (about $1,740).

Photos from Wikimedia Commons contributors. Photo credits.

What a Honda Passport costs in your state

In six sample states, a 2024 Honda Passport runs from about $1,190 a year in Hawaii through North Carolina, Illinois, Oklahoma and Nevada to about $2,070 in Texas:

Hawaiiabout $1,190/yr · +$790 teen
North Carolinaabout $1,310/yr · +$870 teen
Illinoisabout $1,500/yr · +$990 teen
Oklahomaabout $1,580/yr · +$1,050 teen
Nevadaabout $1,910/yr · +$1,260 teen
Texasabout $2,070/yr · +$1,360 teen

All 50 states and DC · Updated November 5, 2026.

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