How much is insurance on a Toyota Grand Highlander?
A 2024 Toyota Grand Highlander runs about $1,770 a year for a typical 45-year-old, $170 less than an average 2024 car, because of fewer at-fault claims.
2024 Toyota Grand Highlander, national average
about $1,770 a year (about $150 a month)
roughly $1,300–$2,350
An average 2024 car: about $1,940.
Priced: the 2024 Grand Highlander Limited (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
The 2024 Toyota Grand Highlander runs from about $1,730 a year (Grand Highlander AWD LE/XLE) to about $1,790 (Grand Highlander Hybrid Limited): the claims data differs by drive, body, or powertrain.
- Grand Highlander AWD LE/XLE; Grand Highlander AWD Limited/Platinum: about $1,730
- Grand Highlander LE/XLE; Grand Highlander Limited: about $1,770
- Grand Highlander Hybrid; Grand Highlander Hybrid AWD; Grand Highlander Hybrid Limited: about $1,790
The Toyota Grand Highlander for other drivers on their own policy, a year: 22–25, $2,300; 26–39, $1,960; 65 and older, $1,860.
Adding a 16-year-old with a Toyota Grand Highlander
A new 16-year-old driving the Toyota Grand Highlander adds about $1,170 a year ($100 a month), $110 less than with an average 2024 car.
For adding a teen, the Toyota Grand Highlander ranks 17th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota Grand Highlander costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- about average
- Damage to others
- much lower than average
- Injuries to others
- no figure
The part that fixes or replaces the Toyota Grand Highlander: about $950, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $820, against $990 for an average car (18% less).
By the EPA's size classes it's a standard SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.
Matched to “Toyota Grand Highlander 4dr” in HLDI's results.
Similar midsize SUVs
Among these 25 midsize SUVs, the Toyota Grand Highlander is the 8th least expensive to insure.
- 2024 Honda Pilotabout $1,660 ($110 less)
- 2024 Honda Passportabout $1,720 (about the same)
- 2024 Toyota 4Runnerabout $1,740 (about the same)
- 2024 Volkswagen Atlasabout $1,740 (about the same)
- 2024 Toyota Grand Highlanderabout $1,770 (this car)
- 2024 Kia Tellurideabout $1,780 (about the same)
- 2024 Hyundai Santa Feabout $1,780 (about the same)
- 2024 Jeep Wranglerabout $1,790 (about the same)
- 2024 Ford Explorerabout $1,790 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.