How much is insurance on a Honda Pilot?
A 2024 Honda Pilot runs about $1,660 a year for a typical 45-year-old, $280 less than an average 2024 car, because of fewer at-fault claims and slightly cheaper repairs.
2024 Honda Pilot, national average
about $1,660 a year (about $140 a month)
roughly $1,200–$2,250
An average 2024 car: about $1,940. An older Honda Pilot costs less (below).
Priced: the 2024 Pilot AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Honda Pilot, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,660 | about $790 | +$1,100 | about $4,760 |
| 2022 (4–7 years old) | about $1,560 | about $790 | +$1,030 | about $4,460 |
| 2018 (8–12 years old) | about $1,440 | about $790 | +$950 | about $4,140 |
| 2013 (13 or more years old) | about $1,310 | about $800 | +$870 | about $3,770 |
We list the Honda Pilot for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 4 versions of the 2024 Honda Pilot we list (Pilot FWD, Pilot AWD, Pilot AWD Touring/Elite/Black and Pilot AWD TrailSport) all come out within about $50 of each other.
The Honda Pilot for other drivers on their own policy, a year: 22–25, $2,160; 26–39, $1,840; 65 and older, $1,740.
Adding a 16-year-old with a Honda Pilot
A new 16-year-old driving the Honda Pilot adds about $1,100 a year ($90 a month), $190 less than with an average 2024 car.
For adding a teen, the Honda Pilot ranks 7th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Honda Pilot costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- about average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Honda Pilot: about $870, against $950 for an average 2024 car (9% less). The part that pays for harm to others: about $790, against $990 for an average car (20% less).
By the EPA's size classes it's a standard SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.
Matched to “Honda Pilot 4dr 4WD” in HLDI's results.
Similar midsize SUVs
Among these 25 midsize SUVs, the Honda Pilot is the 4th least expensive to insure.
- 2024 Chevrolet Traverseabout $1,580 ($80 less)
- 2024 GMC Acadiaabout $1,590 ($70 less)
- 2024 Subaru Ascentabout $1,640 (about the same)
- 2024 Honda Pilotabout $1,660 (this car)
- 2024 Honda Passportabout $1,720 ($60 more)
- 2024 Toyota 4Runnerabout $1,740 ($80 more)
- 2024 Volkswagen Atlasabout $1,740 ($80 more)
- 2024 Toyota Grand Highlanderabout $1,770 ($110 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.