How much is insurance on a Nissan Kicks?

Priced for the 2024 Kicks, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Kicks's rank is the same in every state.

Why the Nissan Kicks costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Nissan Kicks, on HLDI's scale where 100 is an average car and lower is better, it reports 100 for crash repairs, 70 for non-crash damage, 102 for damage to others' property, and 135 for injury claims.

• Crash repairs (collision)fixing this car after a crashAveragethe same as average2nd best of the 12 small four-door cars we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average30% better than average2nd best of the 12 small four-door cars we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage2% worse than average4th best of the 12 small four-door cars we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costWorse than averagefiled 35% more often than average5th best of the 11 small four-door cars we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Kicks comes out about 9% better than average. We count about half of that difference, so the part of the bill that fixes the car is about 4% less than average: about $910 a year vs $950. On the liability side, damage to others and injury claims combine to about 21% worse than average. We count about half, so that part is about 11% more: $1,100 a year vs $990.

How the math works

In EPA size classes, the Kicks is a midsize car (gas-powered). In Highway Loss Data Institute loss tables, the Nissan Kicks is benchmarked against small four-door cars.

Matched to HLDI series “Nissan Kicks” (HLDI, 2022–24 models).

A used Nissan Kicks, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Kicks (0–3 years old)	about $2,010	about $1,100	+$1,330	about $5,780
2022 Kicks (4–7 years old)	about $1,900	about $1,100	+$1,260	about $5,460
2018 Kicks (8–12 years old)	about $1,690	about $1,000	+$1,110	about $4,840

Our catalog covers the Nissan Kicks across model years 2018–2027. Full coverage on a used 2018 Kicks (8–12 years old) runs about $1,690 a year, $320 less than on a 2024. Dropping collision and comprehensive on that 2018 brings liability-only coverage to about $1,000 a year. Each photo shows that year's generation of the car. Photo credits.

For the 2024 Nissan Kicks, our catalog lists the Kicks configuration at about $2,010 a year.

On a policy of their own with a 2024 Nissan Kicks, a 22–25-year-old pays about $2,620 a year ($600 more than a 45-year-old), a 26–39-year-old about $2,230, and a driver 65 and older about $2,110.

Adding a 16-year-old with a Nissan Kicks

Adding a new 16-year-old who drives the Nissan Kicks raises the family bill by about $1,330 a year ($110 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,780 a year, so keeping them on the family policy saves about $4,450 a year.

For adding a teen driver, the Nissan Kicks ranks 44th most expensive out of all 121 models we track. Stepping down to a used 2018 Kicks (8–12 years old) brings the teen add-on to about $1,110 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small four-door cars

Among these 12 small four-door cars, the Nissan Kicks is the 4th least expensive to insure. Right next to it are the Toyota Prius (about $1,910 a year) and the Mazda 3 (about $2,030).

• 2024 Toyota Prius Primeabout $1,790 ($220 less)
• 2024 Nissan Leafabout $1,890 ($130 less)
• 2024 Toyota Priusabout $1,910 ($100 less)
• 2024 Nissan Kicksabout $2,010 (this car)
• 2024 Mazda 3about $2,030 (about the same)
• 2024 Toyota Corollaabout $2,070 ($60 more)
• 2024 Honda Civicabout $2,150 ($140 more)
• 2024 Nissan Versaabout $2,200 ($190 more)

Photos from Wikimedia Commons contributors. Photo credits.

What a Nissan Kicks costs in your state

In six sample states, a 2024 Nissan Kicks runs from about $1,300 a year in Maine through Wyoming, Oregon, Massachusetts and Colorado to about $2,420 in Texas:

• Maineabout $1,300/yr · +$850 teen
• Wyomingabout $1,650/yr · +$1,090 teen
• Oregonabout $1,770/yr · +$1,170 teen
• Massachusettsabout $1,980/yr · +$1,300 teen
• Coloradoabout $2,310/yr · +$1,530 teen
• Texasabout $2,420/yr · +$1,590 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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