How much is insurance on a Toyota Prius?
A 2024 Toyota Prius runs about $1,910 a year for a typical 45-year-old, about the same as an average 2024 car: its claims are close to an average car's.
2024 Toyota Prius, national average
about $1,910 a year (about $160 a month)
roughly $1,400–$2,550
An average 2024 car: about $1,940. An older Toyota Prius costs less (below).
Priced: the 2024 Prius (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Toyota Prius, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,910 | about $920 | +$1,260 | about $5,470 |
| 2022 (4–7 years old) | about $1,790 | about $920 | +$1,180 | about $5,130 |
| 2018 (8–12 years old) | about $1,660 | about $920 | +$1,100 | about $4,760 |
| 2013 (13 or more years old) | about $1,530 | about $920 | +$1,010 | about $4,390 |
We list the Toyota Prius for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 4 versions of the 2024 Toyota Prius we list (Prius AWD, Prius AWD XLE/LTD, Prius and Prius XLE/LTD) all come out within about $50 of each other.
The Toyota Prius for other drivers on their own policy, a year: 22–25, $2,480; 26–39, $2,120; 65 and older, $2,000.
Adding a 16-year-old with a Toyota Prius
A new 16-year-old driving the Toyota Prius adds about $1,260 a year ($105 a month), about the same as with an average car.
For adding a teen, the Toyota Prius ranks 59th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota Prius costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- higher than average
- Damage to others
- lower than average
- Injuries to others
- lower than average
The part that fixes or replaces the Toyota Prius: about $990, against $950 for an average 2024 car (4% more). The part that pays for harm to others: about $920, against $990 for an average car (8% less).
By the EPA's size classes it's a midsize car, and it's a hybrid. The Highway Loss Data Institute groups it with small four-door cars.
Matched to “Toyota Prius hybrid; Toyota Prius hybrid 4WD” in HLDI's results.
Similar small four-door cars
Among these 12 small four-door cars, the Toyota Prius is the 3rd least expensive to insure.
- 2024 Toyota Prius Primeabout $1,790 ($120 less)
- 2024 Nissan Leafabout $1,890 (about the same)
- 2024 Toyota Priusabout $1,910 (this car)
- 2024 Nissan Kicksabout $2,010 ($110 more)
- 2024 Mazda 3about $2,030 ($120 more)
- 2024 Toyota Corollaabout $2,070 ($170 more)
- 2024 Honda Civicabout $2,150 ($240 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.