How much is insurance on a Nissan Leaf?
A 2024 Nissan Leaf runs about $1,890 a year for a typical 45-year-old, about the same as an average car of the same age: its losses are close to an average car's. Putting a new 16-year-old on a family policy with the Leaf adds about $1,250 a year (#2 of 12 small four-door cars we compare).
2024 Nissan Leaf (LEAF), national average
about $1,890 a year (about $160 a month)
Estimated range: $1,300–$2,700. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Leaf drops to about $1,420 (see the table below).
Priced for the 2024 LEAF, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Leaf's rank is the same in every state.
Why the Nissan Leaf costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Nissan Leaf electric, on HLDI's scale where 100 is an average car and lower is better, it reports 96 for crash repairs, 57 for non-crash damage, 104 for damage to others' property, and 97 for injury claims.
- Crash repairs (collision)fixing this car after a crashAverage4% better than averagebest of the 12 small four-door cars we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average43% better than averagebest of the 12 small four-door cars we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage4% worse than average5th best of the 12 small four-door cars we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 3% less often than average2nd best of the 11 small four-door cars we compare
HLDI rates results within about 20% of average as “Average.”
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Leaf comes out about 15% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 6% less than average: about $900 a year vs $950. On the liability side, damage to others and injury claims combine to about average. So that part is about the same as average: $990 a year vs $990.
The Nissan Leaf is an electric midsize car that HLDI benchmarks among small four-door cars; on electric models like the Leaf, battery pack and sensor repair costs shape collision losses alongside low injury-claim frequency.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to HLDI series “Nissan Leaf electric” (HLDI, 2022–24 models).
A used Nissan Leaf, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 LEAF (0–3 years old) | about $1,890 | about $990 | +$1,250 | about $5,410 |
 2022 Leaf (40 kW-hr battery pack) (4–7 years old) | about $1,780 | about $990 | +$1,170 | about $5,100 |
 2018 Leaf (8–12 years old) | about $1,580 | about $880 | +$1,040 | about $4,540 |
 2013 Leaf (13 or more years old) | about $1,420 | about $890 | +$940 | about $4,070 |
Our catalog covers the Nissan Leaf across model years 2011–2027. Full coverage on a used 2013 Leaf (13 or more years old) runs about $1,420 a year, $470 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $890 a year. Each photo shows that year's generation of the car. Photo credits.
All 2 versions of the 2024 Nissan Leaf in our catalog (LEAF and LEAF SV) price within about $50 a year of each other.
On a policy of their own with a 2024 Nissan Leaf, a 22–25-year-old pays about $2,450 a year ($570 more than a 45-year-old), a 26–39-year-old about $2,090, and a driver 65 and older about $1,980.
Adding a 16-year-old with a Nissan Leaf
Adding a new 16-year-old who drives the Nissan Leaf raises the family bill by about $1,250 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,410 a year, so keeping them on the family policy saves about $4,170 a year.
For adding a teen driver, the Nissan Leaf ranks 54th cheapest out of all 121 models we track. Stepping down to a used 2013 Leaf (13 or more years old) brings the teen add-on to about $940 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar small four-door cars
Among these 12 small four-door cars, the Nissan Leaf is the 2nd least expensive to insure. Right next to it are the Toyota Prius Prime (about $1,790 a year) and the Toyota Prius (about $1,910).
2024 Toyota Prius Primeabout $1,790 ($100 less)- 2024 Nissan Leafabout $1,890 (this car)
2024 Toyota Priusabout $1,910 (about the same)
2024 Nissan Kicksabout $2,010 ($130 more)
2024 Mazda 3about $2,030 ($140 more)
2024 Toyota Corollaabout $2,070 ($190 more)
Photos from Wikimedia Commons contributors. Photo credits.
What a Nissan Leaf costs in your state
In six sample states, a 2024 Nissan Leaf runs from about $1,210 a year in Maine through Ohio, Minnesota, Missouri and Michigan to about $2,260 in Texas:
- Maineabout $1,210/yr · +$800 teen
- Ohioabout $1,360/yr · +$900 teen
- Minnesotaabout $1,600/yr · +$1,060 teen
- Missouriabout $1,730/yr · +$1,140 teen
- Michiganabout $2,060/yr · +$1,360 teen
- Texasabout $2,260/yr · +$1,490 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.