How much is insurance on a Honda Civic?
A 2024 Honda Civic runs about $2,150 a year for a typical 45-year-old, $210 more than an average 2024 car, because of more at-fault claims and slightly pricier repairs.
2024 Honda Civic, national average
about $2,150 a year (about $180 a month)
roughly $1,600–$2,900
An average 2024 car: about $1,940. An older Honda Civic costs less (below).
Priced: the 2024 Civic 4Dr (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Honda Civic, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,150 | about $1,160 | +$1,420 | about $6,170 |
| 2022 (4–7 years old) | about $2,030 | about $1,160 | +$1,340 | about $5,830 |
| 2018 (8–12 years old) | about $1,900 | about $1,160 | +$1,260 | about $5,460 |
| 2013 (13 or more years old) | about $1,780 | about $1,160 | +$1,170 | about $5,090 |
We list the Honda Civic for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Honda Civic runs from about $2,060 a year (Civic 5Dr) to about $2,150 (Civic 4Dr): the claims data differs by drive, body, or powertrain.
- Civic 5Dr: about $2,060
- Civic 4Dr: about $2,150
The Honda Civic for other drivers on their own policy, a year: 22–25, $2,800; 26–39, $2,390; 65 and older, $2,260.
Adding a 16-year-old with a Honda Civic
A new 16-year-old driving the Honda Civic adds about $1,420 a year ($120 a month), $140 more than with an average 2024 car.
For adding a teen, the Honda Civic ranks 24th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Honda Civic costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- lower than average
- Damage to others
- much higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Honda Civic: about $990, against $950 for an average 2024 car (4% more). The part that pays for harm to others: about $1,160, against $990 for an average car (17% more).
By the EPA's size classes it's a midsize car, and it's gas-powered. The Highway Loss Data Institute groups it with small four-door cars.
Matched to “Honda Civic” in HLDI's results.
Similar small four-door cars
Among these 12 small four-door cars, the Honda Civic is the 6th most expensive to insure.
- 2024 Toyota Priusabout $1,910 ($240 less)
- 2024 Nissan Kicksabout $2,010 ($140 less)
- 2024 Mazda 3about $2,030 ($130 less)
- 2024 Toyota Corollaabout $2,070 ($80 less)
- 2024 Honda Civicabout $2,150 (this car)
- 2024 Nissan Versaabout $2,200 (about the same)
- 2024 Hyundai Elantraabout $2,230 ($80 more)
- 2024 Nissan Sentraabout $2,260 ($110 more)
- 2024 Kia Forteabout $2,270 ($120 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.