How much is insurance on a Toyota Prius Prime?
A 2024 Toyota Prius Prime runs about $1,790 a year for a typical 45-year-old, $160 less than an average 2024 car, because of fewer at-fault claims.
2024 Toyota Prius Prime, national average
about $1,790 a year (about $150 a month)
roughly $1,300–$2,400
An average 2024 car: about $1,940. An older Toyota Prius Prime costs less (below).
Priced: the 2024 Prius Prime (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Toyota Prius Prime, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,790 | about $820 | +$1,180 | about $5,130 |
| 2022 (4–7 years old) | about $1,670 | about $820 | +$1,100 | about $4,790 |
| 2018 (8–12 years old) | about $1,540 | about $820 | +$1,020 | about $4,430 |
We list the Toyota Prius Prime for 2017–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2 versions of the 2024 Toyota Prius Prime we list (Prius Prime and Prius Prime SE) all come out within about $50 of each other.
The Toyota Prius Prime for other drivers on their own policy, a year: 22–25, $2,320; 26–39, $1,980; 65 and older, $1,880.
Adding a 16-year-old with a Toyota Prius Prime
A new 16-year-old driving the Toyota Prius Prime adds about $1,180 a year ($100 a month), $100 less than with an average 2024 car.
For adding a teen, the Toyota Prius Prime ranks 24th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota Prius Prime costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- lower than average
- Damage to others
- much lower than average
- Injuries to others
- no figure
The part that fixes or replaces the Toyota Prius Prime: about $970, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $820, against $990 for an average car (18% less).
By the EPA's size classes it's a midsize car, and it's a plug-in hybrid. The Highway Loss Data Institute groups it with small four-door cars.
Matched to “Toyota Prius Prime plug-in hybrid” in HLDI's results.
Similar small four-door cars
Among these 12 small four-door cars, the Toyota Prius Prime is the least expensive to insure.
- 2024 Toyota Prius Primeabout $1,790 (this car)
- 2024 Nissan Leafabout $1,890 ($100 more)
- 2024 Toyota Priusabout $1,910 ($120 more)
- 2024 Nissan Kicksabout $2,010 ($230 more)
- 2024 Mazda 3about $2,030 ($240 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.