How much is insurance on a Nissan Versa?
A 2024 Nissan Versa runs about $2,200 a year for a typical 45-year-old, $260 more than an average 2024 car, because of more at-fault claims.
2024 Nissan Versa, national average
about $2,200 a year (about $185 a month)
roughly $1,600–$2,950
An average 2024 car: about $1,940. An older Nissan Versa costs less (below).
Priced: the 2024 Versa (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Nissan Versa, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,200 | about $1,240 | +$1,450 | about $6,320 |
| 2022 (4–7 years old) | about $2,090 | about $1,240 | +$1,380 | about $5,980 |
| 2018 (8–12 years old) | about $1,960 | about $1,240 | +$1,290 | about $5,630 |
| 2013 (13 or more years old) | about $1,840 | about $1,240 | +$1,210 | about $5,270 |
We list the Nissan Versa for 2007–2025. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The Nissan Versa for other drivers on their own policy, a year: 22–25, $2,860; 26–39, $2,440; 65 and older, $2,310.
Adding a 16-year-old with a Nissan Versa
A new 16-year-old driving the Nissan Versa adds about $1,450 a year ($120 a month), $170 more than with an average 2024 car.
For adding a teen, the Nissan Versa ranks 21st most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Nissan Versa costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- much lower than average
- Damage to others
- much higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Nissan Versa: about $960, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $1,240, against $990 for an average car (25% more).
By the EPA's size classes it's a small car, and it's gas-powered. The Highway Loss Data Institute groups it with small four-door cars.
Matched to “Nissan Versa” in HLDI's results.
Similar small four-door cars
Among these 12 small four-door cars, the Nissan Versa is the 5th most expensive to insure.
- 2024 Nissan Kicksabout $2,010 ($190 less)
- 2024 Mazda 3about $2,030 ($170 less)
- 2024 Toyota Corollaabout $2,070 ($130 less)
- 2024 Honda Civicabout $2,150 (about the same)
- 2024 Nissan Versaabout $2,200 (this car)
- 2024 Hyundai Elantraabout $2,230 (about the same)
- 2024 Nissan Sentraabout $2,260 (about the same)
- 2024 Kia Forteabout $2,270 ($70 more)
- 2024 Acura Integraabout $2,300 ($100 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.