How much is insurance on a Mercedes-Benz GLC-Class?
A 2024 Mercedes-Benz GLC-Class runs about $2,480 a year for a typical 45-year-old, $540 more than an average car of the same age: higher costs to fix or replace outweigh less damage to others' property. Putting a new 16-year-old on a family policy with the GLC-Class adds about $1,640 a year (#5 of 9 midsize luxury SUVs we compare).
2024 Mercedes-Benz GLC-Class (GLC300), national average
about $2,480 a year (about $205 a month)
Estimated range: $1,650–$3,600. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2018 GLC-Class drops to about $1,940 (see the table below).
Priced for the 2024 GLC300, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the GLC-Class's rank is the same in every state.
Why the Mercedes-Benz GLC-Class costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Mercedes-Benz GLC class 4dr, on HLDI's scale where 100 is an average car and lower is better, it reports 92 for crash repairs, 88 for non-crash damage, and 81 for damage to others' property.
- Crash repairs (collision)fixing this car after a crashAverage8% better than average3rd best of the 9 midsize luxury SUVs we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage12% better than average3rd best of the 9 midsize luxury SUVs we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage19% better than average5th best of the 9 midsize luxury SUVs we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costInsufficient dataNo result from HLDI for this model
HLDI rates results within about 20% of average as “Average.”
HLDI doesn't publish a result for injuries to others on this model, so it's marked “Insufficient data”.
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the GLC-Class comes out about 9% better than average. Published prices for luxury makes like this one run higher than their loss results alone suggest, so we also add an adjustment fitted to those prices. With it, the part of the bill that fixes the car is about 67% more than average: about $1,590 a year vs $950. On the liability side, HLDI publishes damage to others' property but not injury claims for the GLC-Class, so we go by that one result: about 19% better than average. We count about half, so that part is about 10% less: $890 a year vs $990.
By EPA size class the Mercedes-Benz GLC-Class is a small SUV with a hybrid powertrain, and HLDI tracks the GLC-Class alongside midsize luxury SUVs.
- HLDI's loss data has no separate figures for this hybrid, so we used the gas version's.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to HLDI series “Mercedes-Benz GLC class 4dr” (HLDI, 2022–24 models).
A used Mercedes-Benz GLC-Class, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 GLC300 (0–3 years old) | about $2,480 | about $890 | +$1,640 | about $7,130 |
 2022 GLC300 (4–7 years old) | about $2,290 | about $890 | +$1,510 | about $6,580 |
 2018 GLC300 (8–12 years old) | about $1,940 | about $800 | +$1,280 | about $5,560 |
Our catalog covers the Mercedes-Benz GLC-Class across model years 2016–2027. Full coverage on a used 2018 GLC-Class (8–12 years old) runs about $1,940 a year, $540 less than on a 2024. Dropping collision and comprehensive on that 2018 brings liability-only coverage to about $800 a year. Each photo shows that year's generation of the car. Photo credits.
Across 2024 Mercedes-Benz GLC-Class trims, full coverage goes from about $2,480 a year on the AMG GLC43 4matic to about $2,800 on the GLC300 4matic Coupe, because HLDI's loss results differ by body, drive, or powertrain.
- AMG GLC43 4matic; GLC300 4matic; GLC300: about $2,480
- AMG GLC43 4matic Coupe; GLC300 4matic Coupe: about $2,800
On a policy of their own with a 2024 Mercedes-Benz GLC-Class, a 22–25-year-old pays about $3,230 a year ($750 more than a 45-year-old), a 26–39-year-old about $2,760, and a driver 65 and older about $2,610.
Adding a 16-year-old with a Mercedes-Benz GLC-Class
A new driver costs more with any car, and more than usual with the Mercedes-Benz GLC-Class: adding a 16-year-old raises the family bill by about $1,640 a year ($135 a month), $360 more than adding a teen with an average car of the same age. A separate policy in the 16-year-old's own name runs about $7,130 a year ($5,490 more than adding them to the family policy).
For adding a teen driver, the Mercedes-Benz GLC-Class ranks 10th most expensive out of all 121 models we track. Stepping down to a used 2018 GLC-Class (8–12 years old) brings the teen add-on to about $1,280 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Mercedes-Benz GLC-Class is the 5th most expensive to insure. Right next to it are the Lexus RX (about $2,130 a year) and the BMW X3 (about $2,570).
2024 Acura RDXabout $1,930 ($550 less)
2024 Acura MDXabout $2,030 ($450 less)
2024 Lexus NXabout $2,110 ($370 less)
2024 Lexus RXabout $2,130 ($350 less)- 2024 Mercedes-Benz GLC-Classabout $2,480 (this car)
2024 BMW X3about $2,570 ($90 more)
2024 Audi Q5about $2,590 ($110 more)
2024 Tesla Model Yabout $2,690 ($210 more)
2024 BMW X5about $2,700 ($220 more)
Photos from Wikimedia Commons contributors. Photo credits.
What a Mercedes-Benz GLC-Class costs in your state
In six sample states, a 2024 Mercedes-Benz GLC-Class runs from about $1,650 a year in Vermont through North Carolina, West Virginia, Oklahoma and Nevada to about $3,270 in New York:
- Vermontabout $1,650/yr · +$1,090 teen
- North Carolinaabout $1,890/yr · +$1,250 teen
- West Virginiaabout $2,120/yr · +$1,400 teen
- Oklahomaabout $2,290/yr · +$1,510 teen
- Nevadaabout $2,760/yr · +$1,820 teen
- New Yorkabout $3,270/yr · +$2,160 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.