How much is insurance on a Acura MDX?
A 2024 Acura MDX runs about $2,030 a year for a typical 45-year-old, $90 more than an average 2024 car: pricier repairs outweigh fewer at-fault claims.
2024 Acura MDX, national average
about $2,030 a year (about $170 a month)
roughly $1,300–$3,100
An average 2024 car: about $1,940. An older Acura MDX costs less (below).
Priced: the 2024 MDX AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Acura MDX, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,030 | about $800 | +$1,340 | about $5,830 |
| 2022 (4–7 years old) | about $1,880 | about $800 | +$1,240 | about $5,410 |
| 2018 (8–12 years old) | about $1,720 | about $800 | +$1,140 | about $4,950 |
| 2013 (13 or more years old) | about $1,560 | about $800 | +$1,030 | about $4,490 |
We list the Acura MDX for 2006–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Acura MDX runs from about $1,960 a year (MDX FWD) to about $2,030 (MDX AWD Type-S): the claims data differs by drive, body, or powertrain.
- MDX FWD: about $1,960
- MDX AWD; MDX AWD Type-S: about $2,030
The Acura MDX for other drivers on their own policy, a year: 22–25, $2,640; 26–39, $2,260; 65 and older, $2,130.
Adding a 16-year-old with a Acura MDX
A new 16-year-old driving the Acura MDX adds about $1,340 a year ($110 a month), $60 more than with an average 2024 car.
For adding a teen, the Acura MDX ranks 39th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Acura MDX costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- higher than average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Acura MDX: about $1,230, against $950 for an average 2024 car (29% more). The part that pays for harm to others: about $800, against $990 for an average car (19% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize luxury SUVs.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “Acura MDX 4dr 4WD” in HLDI's results.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Acura MDX is the 2nd least expensive to insure.
- 2024 Acura RDXabout $1,930 ($100 less)
- 2024 Acura MDXabout $2,030 (this car)
- 2024 Lexus NXabout $2,110 ($80 more)
- 2024 Lexus RXabout $2,130 ($100 more)
- 2024 Mercedes-Benz GLC-Classabout $2,480 ($450 more)
- 2024 BMW X3about $2,570 ($540 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.