How much is insurance on a Lexus RX?
A 2024 Lexus RX runs about $2,130 a year for a typical 45-year-old, $190 more than an average 2024 car: pricier repairs outweigh fewer at-fault claims.
2024 Lexus RX, national average
about $2,130 a year (about $180 a month)
roughly $1,350–$3,250
An average 2024 car: about $1,940. An older Lexus RX costs less (below).
Priced: the 2024 RX 350 (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Lexus RX, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,130 | about $840 | +$1,410 | about $6,130 |
| 2022 (4–7 years old) | about $1,980 | about $840 | +$1,310 | about $5,680 |
| 2018 (8–12 years old) | about $1,810 | about $840 | +$1,200 | about $5,200 |
| 2013 (13 or more years old) | about $1,640 | about $840 | +$1,080 | about $4,710 |
We list the Lexus RX for 2006–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Lexus RX runs from about $2,090 a year (RX 350h AWD) to about $2,180 (RX 500h AWD): the claims data differs by drive, body, or powertrain.
- RX 350h AWD: about $2,090
- RX 350 AWD: about $2,110
- RX 350: about $2,130
- RX 500h AWD: about $2,180
The Lexus RX for other drivers on their own policy, a year: 22–25, $2,780; 26–39, $2,370; 65 and older, $2,240.
Adding a 16-year-old with a Lexus RX
A new 16-year-old driving the Lexus RX adds about $1,410 a year ($120 a month), $130 more than with an average 2024 car.
For adding a teen, the Lexus RX ranks 26th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Lexus RX costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- about average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Lexus RX: about $1,290, against $950 for an average 2024 car (36% more). The part that pays for harm to others: about $840, against $990 for an average car (15% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize luxury SUVs.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “Lexus RX 350 4dr” in HLDI's results.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Lexus RX is the 4th least expensive to insure.
- 2024 Acura RDXabout $1,930 ($200 less)
- 2024 Acura MDXabout $2,030 ($100 less)
- 2024 Lexus NXabout $2,110 (about the same)
- 2024 Lexus RXabout $2,130 (this car)
- 2024 Mercedes-Benz GLC-Classabout $2,480 ($350 more)
- 2024 BMW X3about $2,570 ($440 more)
- 2024 Audi Q5about $2,590 ($460 more)
- 2024 Tesla Model Yabout $2,690 ($560 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.