How much is insurance on an Acura RDX?
A 2024 Acura RDX runs about $1,930 a year for a typical 45-year-old, about the same as an average car of the same age: higher costs to fix or replace and fewer injury claims and less damage to others' property about even out. Putting a new 16-year-old on a family policy with the RDX adds about $1,270 a year (#1 of 9 midsize luxury SUVs we compare).
2024 Acura RDX (RDX AWD), national average
about $1,930 a year (about $160 a month)
Estimated range: $1,250–$2,950. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 RDX drops to about $1,500 (see the table below).
Priced for the 2024 RDX AWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the RDX's rank is the same in every state.
Why the Acura RDX costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Acura RDX 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 72 for crash repairs, 74 for non-crash damage, 69 for damage to others' property, and 62 for injury claims.
- Crash repairs (collision)fixing this car after a crashBetter than average28% better than averagebest of the 9 midsize luxury SUVs we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average26% better than averagebest of the 9 midsize luxury SUVs we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultBetter than average31% better than average2nd best of the 9 midsize luxury SUVs we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costBetter than averagefiled 38% less often than average2nd best of the 7 midsize luxury SUVs we compare
HLDI rates results within about 20% of average as “Average.”
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the RDX comes out about 27% better than average. Published prices for luxury makes like this one run higher than their loss results alone suggest, so we also add a smaller version of an adjustment we fitted to those prices (how much smaller is our estimate). With it, the part of the bill that fixes the car is about 17% more than average: about $1,120 a year vs $950. On the liability side, damage to others and injury claims combine to about 35% better than average. We count about half, so that part is about 18% less: $810 a year vs $990.
In EPA size classes, the RDX is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Acura RDX is benchmarked against midsize luxury SUVs.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to HLDI series “Acura RDX 4dr 4WD” (HLDI, 2022–24 models).
A used Acura RDX, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 RDX AWD (0–3 years old) | about $1,930 | about $810 | +$1,270 | about $5,540 |
 2022 RDX AWD (4–7 years old) | about $1,800 | about $810 | +$1,190 | about $5,150 |
 2018 RDX AWD (8–12 years old) | about $1,600 | about $790 | +$1,060 | about $4,600 |
 2013 RDX 2WD (13 or more years old) | about $1,500 | about $850 | +$990 | about $4,300 |
Our catalog covers the Acura RDX across model years 2007–2026. Full coverage on a used 2013 RDX (13 or more years old) runs about $1,500 a year, $430 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $850 a year. Each photo shows that year's generation of the car. Photo credits.
All 2 versions of the 2024 Acura RDX in our catalog (RDX AWD and RDX AWD A-SPEC) price within about $50 a year of each other.
On a policy of their own with a 2024 Acura RDX, a 22–25-year-old pays about $2,510 a year ($580 more than a 45-year-old), a 26–39-year-old about $2,140, and a driver 65 and older about $2,030.
Adding a 16-year-old with an Acura RDX
Adding a new 16-year-old who drives the Acura RDX raises the family bill by about $1,270 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,540 a year, so keeping them on the family policy saves about $4,260 a year.
For adding a teen driver, the Acura RDX ranks 54th most expensive out of all 121 models we track. Stepping down to a used 2013 RDX (13 or more years old) brings the teen add-on to about $990 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Acura RDX is the least expensive to insure. Next up is the Acura MDX, at about $2,030 a year.
- 2024 Acura RDXabout $1,930 (this car)
2024 Acura MDXabout $2,030 ($100 more)
2024 Lexus NXabout $2,110 ($190 more)
2024 Lexus RXabout $2,130 ($210 more)
2024 Mercedes-Benz GLC-Classabout $2,480 ($550 more)
Photos from Wikimedia Commons contributors. Photo credits.
What an Acura RDX costs in your state
In six sample states, a 2024 Acura RDX runs from about $1,340 a year in Hawaii through Kansas, Illinois, Oklahoma and Nevada to about $2,320 in Texas:
- Hawaiiabout $1,340/yr · +$880 teen
- Kansasabout $1,580/yr · +$1,050 teen
- Illinoisabout $1,690/yr · +$1,110 teen
- Oklahomaabout $1,780/yr · +$1,170 teen
- Nevadaabout $2,140/yr · +$1,420 teen
- Texasabout $2,320/yr · +$1,530 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.