How much is insurance on a Acura RDX?
A 2024 Acura RDX runs about $1,930 a year for a typical 45-year-old, about the same as an average 2024 car: pricier repairs and fewer at-fault claims about even out.
2024 Acura RDX, national average
about $1,930 a year (about $160 a month)
roughly $1,250–$2,950
An average 2024 car: about $1,940. An older Acura RDX costs less (below).
Priced: the 2024 RDX AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Acura RDX, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,930 | about $810 | +$1,270 | about $5,540 |
| 2022 (4–7 years old) | about $1,800 | about $810 | +$1,190 | about $5,150 |
| 2018 (8–12 years old) | about $1,650 | about $810 | +$1,090 | about $4,730 |
| 2013 (13 or more years old) | about $1,500 | about $810 | +$990 | about $4,320 |
We list the Acura RDX for 2007–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2 versions of the 2024 Acura RDX we list (RDX AWD and RDX AWD A-SPEC) all come out within about $50 of each other.
The Acura RDX for other drivers on their own policy, a year: 22–25, $2,510; 26–39, $2,140; 65 and older, $2,030.
Adding a 16-year-old with a Acura RDX
A new 16-year-old driving the Acura RDX adds about $1,270 a year ($105 a month), about the same as with an average car.
For adding a teen, the Acura RDX ranks 54th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Acura RDX costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- much lower than average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Acura RDX: about $1,120, against $950 for an average 2024 car (17% more). The part that pays for harm to others: about $810, against $990 for an average car (18% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize luxury SUVs.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “Acura RDX 4dr 4WD” in HLDI's results.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Acura RDX is the least expensive to insure.
- 2024 Acura RDXabout $1,930 (this car)
- 2024 Acura MDXabout $2,030 ($100 more)
- 2024 Lexus NXabout $2,110 ($190 more)
- 2024 Lexus RXabout $2,130 ($210 more)
- 2024 Mercedes-Benz GLC-Classabout $2,480 ($550 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.