How much is insurance on a Lexus NX?
A 2024 Lexus NX runs about $2,110 a year for a typical 45-year-old, $170 more than an average 2024 car: pricier repairs outweigh fewer at-fault claims.
2024 Lexus NX, national average
about $2,110 a year (about $175 a month)
roughly $1,350–$3,200
An average 2024 car: about $1,940. An older Lexus NX costs less (below).
Priced: the 2024 NX 250 (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Lexus NX, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,110 | about $880 | +$1,400 | about $6,070 |
| 2022 (4–7 years old) | about $1,970 | about $880 | +$1,300 | about $5,640 |
We list the Lexus NX for 2015–2026. How much a car's age takes off is our own estimate.
The 2024 Lexus NX runs from about $2,100 a year (NX 350 AWD) to about $2,320 (NX 250 AWD): the claims data differs by drive, body, or powertrain.
- NX 350 AWD; NX 350 AWD F Sport: about $2,100
- NX 250: about $2,110
- NX 450h Plus AWD; NX 350h AWD: about $2,120
- NX 250 AWD: about $2,320
The Lexus NX for other drivers on their own policy, a year: 22–25, $2,750; 26–39, $2,350; 65 and older, $2,220.
Adding a 16-year-old with a Lexus NX
A new 16-year-old driving the Lexus NX adds about $1,400 a year ($115 a month), $110 more than with an average 2024 car.
For adding a teen, the Lexus NX ranks 28th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Lexus NX costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- much lower than average
- Damage to others
- much lower than average
- Injuries to others
- no figure
The part that fixes or replaces the Lexus NX: about $1,230, against $950 for an average 2024 car (29% more). The part that pays for harm to others: about $880, against $990 for an average car (11% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize luxury SUVs.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “Lexus NX 250 4dr” in HLDI's results.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Lexus NX is the 3rd least expensive to insure.
- 2024 Acura RDXabout $1,930 ($180 less)
- 2024 Acura MDXabout $2,030 ($80 less)
- 2024 Lexus NXabout $2,110 (this car)
- 2024 Lexus RXabout $2,130 (about the same)
- 2024 Mercedes-Benz GLC-Classabout $2,480 ($370 more)
- 2024 BMW X3about $2,570 ($460 more)
- 2024 Audi Q5about $2,590 ($480 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.