How much is insurance on a Audi Q5?
A 2024 Audi Q5 runs about $2,590 a year for a typical 45-year-old, $650 more than an average 2024 car: pricier repairs outweigh fewer at-fault claims.
2024 Audi Q5, national average
about $2,590 a year (about $215 a month)
roughly $1,750–$3,750
An average 2024 car: about $1,940. An older Audi Q5 costs less (below).
Priced: the 2024 Q5 quattro (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Audi Q5, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,590 | about $850 | +$1,710 | about $7,430 |
| 2022 (4–7 years old) | about $2,380 | about $850 | +$1,570 | about $6,830 |
| 2018 (8–12 years old) | about $2,160 | about $850 | +$1,420 | about $6,180 |
| 2013 (13 or more years old) | about $1,930 | about $850 | +$1,270 | about $5,540 |
We list the Audi Q5 for 2009–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 3 versions of the 2024 Audi Q5 we list (Q5 quattro, Q5 S line quattro and Q5 Sportback S line quattro) all come out within about $50 of each other.
The Audi Q5 for other drivers on their own policy, a year: 22–25, $3,370; 26–39, $2,870; 65 and older, $2,720.
Adding a 16-year-old with a Audi Q5
A new 16-year-old driving the Audi Q5 adds about $1,710 a year ($145 a month), $430 more than with an average 2024 car.
For adding a teen, the Audi Q5 ranks 8th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Audi Q5 costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- higher than average
- Damage to others
- lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Audi Q5: about $1,740, against $950 for an average 2024 car (83% more). The part that pays for harm to others: about $850, against $990 for an average car (14% less).
By the EPA's size classes it's a small SUV, and it's a hybrid. The Highway Loss Data Institute groups it with midsize luxury SUVs.
- The claims data has no separate figures for this hybrid, so we used the gas version's.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “Audi Q5 4dr 4WD; Audi Q5 sportback 4dr 4WD” in HLDI's results.
Similar midsize luxury SUVs
Among these 9 midsize luxury SUVs, the Audi Q5 is the 3rd most expensive to insure.
- 2024 Lexus NXabout $2,110 ($480 less)
- 2024 Lexus RXabout $2,130 ($460 less)
- 2024 Mercedes-Benz GLC-Classabout $2,480 ($110 less)
- 2024 BMW X3about $2,570 (about the same)
- 2024 Audi Q5about $2,590 (this car)
- 2024 Tesla Model Yabout $2,690 ($100 more)
- 2024 BMW X5about $2,700 ($110 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.