How much is insurance on a Ford Bronco?

A 2024 Ford Bronco runs about $1,840 a year for a typical 45-year-old, $110 less than an average 2024 car, because of cheaper repairs.

2024 Ford Bronco, national average

about $1,840 a year (about $155 a month)

roughly $1,350–$2,450

An average 2024 car: about $1,940. An older Ford Bronco costs less (below).

Priced: the 2024 Bronco 4WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.

A used Ford Bronco, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old.
Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 (0–3 years old)	about $1,840	about $1,010	+$1,210	about $5,270
2022 (4–7 years old)	about $1,740	about $1,010	+$1,150	about $4,990

We list the Ford Bronco for 2021–2027. How much a car's age takes off is our own estimate.

The 5 versions of the 2024 Ford Bronco we list (Bronco 4WD, Bronco Badlands 4WD, Bronco Black Diamond 4WD, Bronco Raptor 4WD and Bronco Sasquatch 4WD) all come out within about $50 of each other.

The Ford Bronco for other drivers on their own policy, a year: 22–25, $2,390; 26–39, $2,040; 65 and older, $1,930.

Adding a 16-year-old with a Ford Bronco

A new 16-year-old driving the Ford Bronco adds about $1,210 a year ($100 a month), $70 less than with an average 2024 car.

For adding a teen, the Ford Bronco ranks 38th cheapest of our 121 car pages.

That's the whole household's bill going up. Cheapest cars to insure for a teen.

Why the Ford Bronco costs what it does

Its insurance claims against an average car's (HLDI):

Repairs: much lower than average
Theft and weather: much lower than average
Damage to others: much higher than average
Injuries to others: lower than average

The part that fixes or replaces the Ford Bronco: about $830, against $950 for an average 2024 car (13% less). The part that pays for harm to others: about $1,010, against $990 for an average car (about the same).

By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.

Matched to “Ford Bronco 4dr convertible 4WD” in HLDI's results.

Similar midsize SUVs

Among these 25 midsize SUVs, the Ford Bronco is the 12th most expensive to insure.

What if you bought this car? Add it to a comparison

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

Does this look wrong for this car? Tell us

This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.