How much is insurance on a GMC Acadia?
A 2024 GMC Acadia runs about $1,590 a year for a typical 45-year-old, $350 less than an average 2024 car, because of fewer at-fault claims and cheaper repairs.
2024 GMC Acadia, national average
about $1,590 a year (about $135 a month)
roughly $1,150–$2,150
An average 2024 car: about $1,940. An older GMC Acadia costs less (below).
Priced: the 2024 Acadia AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used GMC Acadia, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,590 | about $790 | +$1,050 | about $4,570 |
| 2022 (4–7 years old) | about $1,500 | about $790 | +$990 | about $4,300 |
| 2018 (8–12 years old) | about $1,390 | about $790 | +$920 | about $4,000 |
| 2013 (13 or more years old) | about $1,290 | about $790 | +$850 | about $3,700 |
We list the GMC Acadia for 2007–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 GMC Acadia runs from about $1,590 a year (Acadia AWD) to about $1,830 (Acadia FWD): the claims data differs by drive, body, or powertrain.
- Acadia AWD: about $1,590
- Acadia FWD: about $1,830
The GMC Acadia for other drivers on their own policy, a year: 22–25, $2,070; 26–39, $1,770; 65 and older, $1,670.
Adding a 16-year-old with a GMC Acadia
A new 16-year-old driving the GMC Acadia adds about $1,050 a year ($90 a month), $230 less than with an average 2024 car.
For adding a teen, the GMC Acadia ranks 2nd cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the GMC Acadia costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- no figure
- Damage to others
- much lower than average
- Injuries to others
- no figure
The part that fixes or replaces the GMC Acadia: about $800, against $950 for an average 2024 car (16% less). The part that pays for harm to others: about $790, against $990 for an average car (20% less).
By the EPA's size classes it's a standard SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.
Matched to “GMC Acadia 4dr 4WD” in HLDI's results.
Similar midsize SUVs
Among these 25 midsize SUVs, the GMC Acadia is the 2nd least expensive to insure.
- 2024 Chevrolet Traverseabout $1,580 (about the same)
- 2024 GMC Acadiaabout $1,590 (this car)
- 2024 Subaru Ascentabout $1,640 (about the same)
- 2024 Honda Pilotabout $1,660 ($70 more)
- 2024 Honda Passportabout $1,720 ($130 more)
- 2024 Toyota 4Runnerabout $1,740 ($150 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.