How much is insurance on a Ford Escape?
A 2024 Ford Escape runs about $1,930 a year for a typical 45-year-old, about the same as an average 2024 car: cheaper repairs and more at-fault claims about even out.
2024 Ford Escape, national average
about $1,930 a year (about $160 a month)
roughly $1,450–$2,600
An average 2024 car: about $1,940. An older Ford Escape costs less (below).
Priced: the 2024 Escape AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Ford Escape, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,930 | about $1,040 | +$1,280 | about $5,550 |
| 2022 (4–7 years old) | about $1,830 | about $1,040 | +$1,200 | about $5,240 |
| 2018 (8–12 years old) | about $1,710 | about $1,040 | +$1,130 | about $4,910 |
| 2013 (13 or more years old) | about $1,590 | about $1,040 | +$1,050 | about $4,570 |
We list the Ford Escape for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Ford Escape runs from about $1,780 a year (Escape AWD HEV) to about $2,070 (Escape FWD): the claims data differs by drive, body, or powertrain.
- Escape AWD HEV: about $1,780
- Escape FWD HEV: about $1,910
- Escape AWD: about $1,930
- Escape FWD: about $2,070
The Ford Escape for other drivers on their own policy, a year: 22–25, $2,510; 26–39, $2,150; 65 and older, $2,030.
Adding a 16-year-old with a Ford Escape
A new 16-year-old driving the Ford Escape adds about $1,280 a year ($105 a month), about the same as with an average car.
For adding a teen, the Ford Escape ranks 53rd most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Ford Escape costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- lower than average
- Damage to others
- about average
- Injuries to others
- higher than average
The part that fixes or replaces the Ford Escape: about $900, against $950 for an average 2024 car (6% less). The part that pays for harm to others: about $1,040, against $990 for an average car (5% more).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small SUVs.
Matched to “Ford Escape 4dr 4WD” in HLDI's results.
Similar small SUVs
Among these 26 small SUVs, the Ford Escape is the 6th most expensive to insure.
- 2024 Toyota Corolla Crossabout $1,900 (about the same)
- 2024 Chevrolet Traxabout $1,900 (about the same)
- 2024 Kia Seltosabout $1,910 (about the same)
- 2024 Buick Envistaabout $1,920 (about the same)
- 2024 Ford Escapeabout $1,930 (this car)
- 2024 Hyundai Ioniq 5about $1,950 (about the same)
- 2024 Kia Sportageabout $2,010 ($80 more)
- 2024 Kia EV6about $2,030 ($100 more)
- 2024 Jeep Compassabout $2,040 ($110 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.