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How much is insurance on a Buick Envista?

A 2024 Buick Envista runs about $1,920 a year for a typical 45-year-old, about the same as an average car of the same age: more injury claims and lower non-crash losses and lower crash-repair losses about even out. Putting a new 16-year-old on a family policy with the Envista adds about $1,270 a year (#20 of 26 small SUVs we compare).

2024 Buick Envista (Envista), national average

about $1,920 a year (about $160 a month)

Estimated range: $1,400–$2,550. Actual quotes can fall outside it.

An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year.

A Buick Envista from the 2024–present generation
A Buick Envista from the 2024–present generation. Photo: Cutlass, CC0, via Wikimedia Commons, cropped (credits).

Priced for the 2024 Envista, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Envista's rank is the same in every state.

Why the Buick Envista costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Buick Envista 4dr, on HLDI's scale where 100 is an average car and lower is better, it reports 76 for crash repairs, 72 for non-crash damage, 93 for damage to others' property, and 131 for injury claims.

  • Crash repairs (collision)fixing this car after a crashBetter than average24% better than average8th best of the 26 small SUVs we compare
  • Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average28% better than average9th best of the 26 small SUVs we compare
  • Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage7% better than average11th best of the 26 small SUVs we compare
  • Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costWorse than averagefiled 31% more often than average23rd best of the 24 small SUVs we compare
HLDI's ratings, best to worst:Substantially better than averageBetter than averageAverageWorse than averageSubstantially worse than averageInsufficient data

HLDI rates results within about 20% of average as “Average.”

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Envista comes out about 25% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 10% less than average: about $860 a year vs $950. On the liability side, damage to others and injury claims combine to about 15% worse than average. We count about half, so that part is about 8% more: $1,070 a year vs $990.

How the math works

In EPA size classes, the Envista is a small car (gas-powered). In Highway Loss Data Institute loss tables, the Buick Envista is benchmarked against small SUVs.

Matched to HLDI series “Buick Envista 4dr” (HLDI, 2022–24 models).

For the 2024 Buick Envista, our catalog lists the Envista configuration at about $1,920 a year.

On a policy of their own with a 2024 Buick Envista, a 22–25-year-old pays about $2,500 a year ($580 more than a 45-year-old), a 26–39-year-old about $2,140, and a driver 65 and older about $2,020.

Adding a 16-year-old with a Buick Envista

Adding a new 16-year-old who drives the Buick Envista raises the family bill by about $1,270 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,520 a year, so keeping them on the family policy saves about $4,250 a year.

For adding a teen driver, the Buick Envista ranks 56th most expensive out of all 121 models we track.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small SUVs

Among these 26 small SUVs, the Buick Envista is the 7th most expensive to insure. Right next to it are the Kia Seltos (about $1,910 a year) and the Ford Escape (about $1,930).

Photos from Wikimedia Commons contributors. Photo credits.

What a Buick Envista costs in your state

In six sample states, a 2024 Buick Envista runs from about $1,340 a year in Wisconsin through New Hampshire, Washington, New Mexico and Delaware to about $2,530 in New York:

All 50 states and DC · Updated .

What if you bought this car? Add it to a comparison

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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