How much is insurance on a Kia Seltos?
A 2024 Kia Seltos runs about $1,910 a year for a typical 45-year-old, about the same as an average 2024 car: its claims are close to an average car's.
2024 Kia Seltos, national average
about $1,910 a year (about $160 a month)
roughly $1,400–$2,550
An average 2024 car: about $1,940. An older Kia Seltos costs less (below).
Priced: the 2024 Seltos AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Kia Seltos, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,910 | about $1,020 | +$1,260 | about $5,470 |
| 2022 (4–7 years old) | about $1,800 | about $1,020 | +$1,190 | about $5,170 |
We list the Kia Seltos for 2021–2027. How much a car's age takes off is our own estimate.
The 2024 Kia Seltos runs from about $1,910 a year (Seltos AWD) to about $1,990 (Seltos FWD): the claims data differs by drive, body, or powertrain.
- Seltos AWD: about $1,910
- Seltos FWD: about $1,990
The Kia Seltos for other drivers on their own policy, a year: 22–25, $2,480; 26–39, $2,120; 65 and older, $2,000.
Adding a 16-year-old with a Kia Seltos
A new 16-year-old driving the Kia Seltos adds about $1,260 a year ($105 a month), about the same as with an average car.
For adding a teen, the Kia Seltos ranks 60th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Kia Seltos costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- lower than average
- Damage to others
- about average
- Injuries to others
- about average
The part that fixes or replaces the Kia Seltos: about $890, against $950 for an average 2024 car (7% less). The part that pays for harm to others: about $1,020, against $990 for an average car (3% more).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small SUVs.
Matched to “Kia Seltos 4dr 4WD” in HLDI's results.
Similar small SUVs
Among these 26 small SUVs, the Kia Seltos is the 8th most expensive to insure.
- 2024 Mazda CX-30about $1,860 (about the same)
- 2024 Nissan Rogueabout $1,890 (about the same)
- 2024 Toyota Corolla Crossabout $1,900 (about the same)
- 2024 Chevrolet Traxabout $1,900 (about the same)
- 2024 Kia Seltosabout $1,910 (this car)
- 2024 Buick Envistaabout $1,920 (about the same)
- 2024 Ford Escapeabout $1,930 (about the same)
- 2024 Hyundai Ioniq 5about $1,950 (about the same)
- 2024 Kia Sportageabout $2,010 ($100 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.