How much is insurance on a Kia EV6?

Priced for the 2024 EV6 Long Range RWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Kia EV6's rank is the same in every state.

Why the Kia EV6 costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Kia EV6 electric 4dr, on HLDI's scale where 100 is an average car and lower is better, it reports 133 for crash repairs, 107 for non-crash damage, 110 for damage to others' property, and 94 for injury claims.

• Crash repairs (collision)fixing this car after a crashWorse than average33% worse than average25th best of the 26 small SUVs we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage7% worse than average24th best of the 26 small SUVs we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage10% worse than average24th best of the 26 small SUVs we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 6% less often than average11th best of the 24 small SUVs we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Kia EV6 comes out about 25% worse than average. We count about a third of that difference, so the part of the bill that fixes the car is about 9% more than average: about $1,040 a year vs $950. On the liability side, damage to others and injury claims combine to about 1% worse than average. So that part is about the same as average: $1,000 a year vs $990.

How the math works

The Kia EV6 is an electric small SUV that HLDI benchmarks among small SUVs; on electric models like the EV6, battery pack and sensor repair costs shape collision losses alongside low injury-claim frequency.

• Expensive and electric cars can cost more or less to insure than their repair records suggest.
• This car's repair losses run a bit above the cars we could check against real prices, so the range reaches higher.

Matched to HLDI series “Kia EV6 electric 4dr” (HLDI, 2022–24 models).

A used Kia EV6, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 EV6 Long Range RWD (0–3 years old)	about $2,030	about $1,000	+$1,340	about $5,840
2022 EV6 AWD (Long Range) (4–7 years old)	about $1,860	about $960	+$1,230	about $5,340

Our catalog covers the Kia EV6 across model years 2022–2027. Full coverage on a used 2022 EV6 (4–7 years old) runs about $1,860 a year, $170 less than on a 2024. Dropping collision and comprehensive on that 2022 brings liability-only coverage to about $960 a year. Each photo shows that year's generation of the car. Photo credits.

All 5 versions of the 2024 Kia EV6 in our catalog (EV6 AWD GT, EV6 Long Range AWD (19 inch Wheels), EV6 Long Range AWD (20 inch Wheels), EV6 Long Range RWD and EV6 Standard Range RWD) price within about $50 a year of each other.

On a policy of their own with a 2024 Kia EV6, a 22–25-year-old pays about $2,640 a year ($610 more than a 45-year-old), a 26–39-year-old about $2,260, and a driver 65 and older about $2,140.

Adding a 16-year-old with a Kia EV6

A new driver costs more with any car, and more than usual with the Kia EV6: adding a 16-year-old raises the family bill by about $1,340 a year ($110 a month), $60 more than adding a teen with an average car of the same age. A separate policy in the 16-year-old's own name runs about $5,840 a year ($4,490 more than adding them to the family policy).

For adding a teen driver, the Kia EV6 ranks 38th most expensive out of all 121 models we track. Stepping down to a used 2022 EV6 (4–7 years old) brings the teen add-on to about $1,230 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small SUVs

Among these 26 small SUVs, the Kia EV6 is the 3rd most expensive to insure. Right next to it are the Kia Sportage (about $2,010 a year) and the Jeep Compass (about $2,040).

• 2024 Buick Envistaabout $1,920 ($110 less)
• 2024 Ford Escapeabout $1,930 ($100 less)
• 2024 Hyundai Ioniq 5about $1,950 ($80 less)
• 2024 Kia Sportageabout $2,010 (about the same)
• 2024 Kia EV6about $2,030 (this car)
• 2024 Jeep Compassabout $2,040 (about the same)
• 2024 Mitsubishi Outlanderabout $2,070 (about the same)

Photos from Wikimedia Commons contributors. Photo credits.

What a Kia EV6 costs in your state

In six sample states, a 2024 Kia EV6 runs from about $1,360 a year in North Dakota through Montana, Alaska, Mississippi and Rhode Island to about $2,440 in Texas:

• North Dakotaabout $1,360/yr · +$900 teen
• Montanaabout $1,670/yr · +$1,100 teen
• Alaskaabout $1,780/yr · +$1,180 teen
• Mississippiabout $1,970/yr · +$1,300 teen
• Rhode Islandabout $2,420/yr · +$1,600 teen
• Texasabout $2,440/yr · +$1,610 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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