How much is insurance on a Jeep Compass?
A 2024 Jeep Compass runs about $2,040 a year for a typical 45-year-old, $100 more than an average car of the same age: more injury claims and more damage to others' property outweigh lower non-crash losses and lower crash-repair losses. Putting a new 16-year-old on a family policy with the Compass adds about $1,350 a year (#25 of 26 small SUVs we compare).
2024 Jeep Compass (Compass 4WD), national average
about $2,040 a year (about $170 a month)
Estimated range: $1,500–$2,750. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Compass drops to about $1,730 (see the table below).
Priced for the 2024 Compass 4WD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Compass's rank is the same in every state.
Why the Jeep Compass costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Jeep Compass 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 81 for crash repairs, 60 for non-crash damage, 129 for damage to others' property, and 145 for injury claims.
- Crash repairs (collision)fixing this car after a crashAverage19% better than average12th best of the 26 small SUVs we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average40% better than average2nd best of the 26 small SUVs we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultWorse than average29% worse than averageworst of the 26 small SUVs we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costWorse than averagefiled 45% more often than averageworst of the 24 small SUVs we compare
HLDI rates results within about 20% of average as “Average.”
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Compass comes out about 25% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 10% less than average: about $860 a year vs $950. On the liability side, damage to others and injury claims combine to about 38% worse than average. We count about half, so that part is about 20% more: $1,190 a year vs $990.
In EPA size classes, the Compass is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Jeep Compass is benchmarked against small SUVs.
Matched to HLDI series “Jeep Compass 4dr 4WD” (HLDI, 2022–24 models).
A used Jeep Compass, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 Compass 4WD (0–3 years old) | about $2,040 | about $1,190 | +$1,350 | about $5,870 |
 2022 Compass 4WD (4–7 years old) | about $1,940 | about $1,190 | +$1,280 | about $5,570 |
 2018 Compass 4WD (8–12 years old) | about $1,730 | about $1,090 | +$1,140 | about $4,960 |
 2013 Compass 2WD (13 or more years old) | about $1,730 | about $1,190 | +$1,140 | about $4,960 |
Our catalog covers the Jeep Compass across model years 2006–2027. Full coverage on a used 2013 Compass (13 or more years old) runs about $1,730 a year, $310 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $1,190 a year. Each photo shows that year's generation of the car. Photo credits.
For the 2024 Jeep Compass, our catalog lists the Compass 4WD configuration at about $2,040 a year.
On a policy of their own with a 2024 Jeep Compass, a 22–25-year-old pays about $2,660 a year ($610 more than a 45-year-old), a 26–39-year-old about $2,270, and a driver 65 and older about $2,150.
Adding a 16-year-old with a Jeep Compass
A new driver costs more with any car, and more than usual with the Jeep Compass: adding a 16-year-old raises the family bill by about $1,350 a year ($115 a month), $70 more than adding a teen with an average car of the same age. A separate policy in the 16-year-old's own name runs about $5,870 a year ($4,520 more than adding them to the family policy).
For adding a teen driver, the Jeep Compass ranks 37th most expensive out of all 121 models we track. Stepping down to a used 2013 Compass (13 or more years old) brings the teen add-on to about $1,140 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar small SUVs
Among these 26 small SUVs, the Jeep Compass is the 2nd most expensive to insure. Right next to it are the Kia EV6 (about $2,030 a year) and the Mitsubishi Outlander (about $2,070).
2024 Ford Escapeabout $1,930 ($110 less)
2024 Hyundai Ioniq 5about $1,950 ($90 less)
2024 Kia Sportageabout $2,010 (about the same)
2024 Kia EV6about $2,030 (about the same)- 2024 Jeep Compassabout $2,040 (this car)
2024 Mitsubishi Outlanderabout $2,070 (about the same)
Photos from Wikimedia Commons contributors. Photo credits.
What a Jeep Compass costs in your state
In six sample states, a 2024 Jeep Compass runs from about $1,420 a year in Hawaii through Kansas, Illinois, California and New Jersey to about $2,450 in Texas:
- Hawaiiabout $1,420/yr · +$940 teen
- Kansasabout $1,680/yr · +$1,110 teen
- Illinoisabout $1,790/yr · +$1,180 teen
- Californiaabout $2,010/yr · +$1,330 teen
- New Jerseyabout $2,410/yr · +$1,590 teen
- Texasabout $2,450/yr · +$1,620 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.