How much is insurance on a Nissan Rogue?

A 2024 Nissan Rogue runs about $1,890 a year for a typical 45-year-old, about the same as an average car of the same age: its losses are close to an average car's. Putting a new 16-year-old on a family policy with the Rogue adds about $1,250 a year (#16 of 26 small SUVs we compare).

2024 Nissan Rogue (Rogue AWD), national average

about $1,890 a year (about $160 a month)

Estimated range: $1,400–$2,550. Actual quotes can fall outside it.

An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Rogue drops to about $1,500 (see the table below).

A Nissan Rogue from the 2021–2027 generation. Photo: Elise240SX, CC BY-SA 4.0, via Wikimedia Commons, cropped (credits).

Priced for the 2024 Rogue AWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Rogue's rank is the same in every state.

Why the Nissan Rogue costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Nissan Rogue 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 84 for crash repairs, 73 for non-crash damage, 99 for damage to others' property, and 108 for injury claims.

Crash repairs (collision)fixing this car after a crashAverage16% better than average15th best of the 26 small SUVs we compare
Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average27% better than average11th best of the 26 small SUVs we compare
Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage1% better than average18th best of the 26 small SUVs we compare
Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 8% more often than average17th best of the 24 small SUVs we compare

HLDI's ratings, best to worst:Substantially better than averageBetter than averageAverageWorse than averageSubstantially worse than averageInsufficient data

HLDI rates results within about 20% of average as “Average.”

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Rogue comes out about 19% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 8% less than average: about $880 a year vs $950. On the liability side, damage to others and injury claims combine to about 4% worse than average. We count about half, so that part is about 2% more: $1,010 a year vs $990.

How the math works

In EPA size classes, the Rogue is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Nissan Rogue is benchmarked against small SUVs.

Matched to HLDI series “Nissan Rogue 4dr 4WD” (HLDI, 2022–24 models).

A used Nissan Rogue, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.
Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Rogue AWD (0–3 years old)	about $1,890	about $1,010	+$1,250	about $5,420
2022 Rogue AWD (4–7 years old)	about $1,780	about $1,010	+$1,180	about $5,120
2018 Rogue AWD (8–12 years old)	about $1,700	about $1,000	+$1,120	about $4,870
2013 Rogue AWD (13 or more years old)	about $1,500	about $940	+$990	about $4,310

Our catalog covers the Nissan Rogue across model years 2008–2027. Full coverage on a used 2013 Rogue (13 or more years old) runs about $1,500 a year, $390 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $940 a year. Each photo shows that year's generation of the car. Photo credits.

All 4 versions of the 2024 Nissan Rogue in our catalog (Rogue AWD, Rogue AWD SL/Platinum, Rogue FWD and Rogue FWD SL/Platinum) price within about $50 a year of each other.

On a policy of their own with a 2024 Nissan Rogue, a 22–25-year-old pays about $2,460 a year ($570 more than a 45-year-old), a 26–39-year-old about $2,100, and a driver 65 and older about $1,980.

Adding a 16-year-old with a Nissan Rogue

Adding a new 16-year-old who drives the Nissan Rogue raises the family bill by about $1,250 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,420 a year, so keeping them on the family policy saves about $4,170 a year.

For adding a teen driver, the Nissan Rogue ranks 55th cheapest out of all 121 models we track. Stepping down to a used 2013 Rogue (13 or more years old) brings the teen add-on to about $990 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small SUVs

Among these 26 small SUVs, the Nissan Rogue is the 11th most expensive to insure. Right next to it are the Mazda CX-30 (about $1,860 a year) and the Toyota Corolla Cross (about $1,900).

Photos from Wikimedia Commons contributors. Photo credits.

What a Nissan Rogue costs in your state

In six sample states, a 2024 Nissan Rogue runs from about $1,220 a year in Maine through Iowa, Minnesota, Utah and Connecticut to about $2,270 in Texas:

Maineabout $1,220/yr · +$800 teen
Iowaabout $1,330/yr · +$870 teen
Minnesotaabout $1,610/yr · +$1,060 teen
Utahabout $1,690/yr · +$1,110 teen
Connecticutabout $1,980/yr · +$1,310 teen
Texasabout $2,270/yr · +$1,500 teen

All 50 states and DC · Updated November 5, 2026.

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