How much is insurance on a Buick Encore GX?
A 2024 Buick Encore GX runs about $1,900 a year for a typical 45-year-old, about the same as an average 2024 car: cheaper repairs and more at-fault claims about even out.
2024 Buick Encore GX, national average
about $1,900 a year (about $160 a month)
roughly $1,400–$2,550
An average 2024 car: about $1,940. An older Buick Encore GX costs less (below).
Priced: the 2024 Encore GX AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Buick Encore GX, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,900 | about $1,050 | +$1,250 | about $5,440 |
| 2022 (4–7 years old) | about $1,850 | about $1,080 | +$1,220 | about $5,300 |
We list the Buick Encore GX for 2020–2027. How much a car's age takes off is our own estimate.
The 2 versions of the 2024 Buick Encore GX we list (Encore GX AWD and Encore GX FWD) all come out within about $50 of each other.
The Buick Encore GX for other drivers on their own policy, a year: 22–25, $2,470; 26–39, $2,110; 65 and older, $1,990.
Adding a 16-year-old with a Buick Encore GX
A new 16-year-old driving the Buick Encore GX adds about $1,250 a year ($105 a month), about the same as with an average car.
For adding a teen, the Buick Encore GX ranks 58th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Buick Encore GX costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- much lower than average
- Damage to others
- about average
- Injuries to others
- higher than average
The part that fixes or replaces the Buick Encore GX: about $850, against $950 for an average 2024 car (11% less). The part that pays for harm to others: about $1,050, against $990 for an average car (6% more).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small luxury SUVs.
Matched to “Buick Encore GX 4dr 4WD” in HLDI's results.
Similar small SUVs
Among these 52 small SUVs, the Buick Encore GX is the 21st most expensive to insure.
- 2024 Mazda CX-30about $1,860 (about the same)
- 2024 Nissan Rogueabout $1,890 (about the same)
- 2024 Hyundai Santa Cruzabout $1,890 (about the same)
- 2024 Nissan Pathfinderabout $1,900 (about the same)
- 2024 Buick Encore GXabout $1,900 (this car)
- 2024 Toyota Corolla Crossabout $1,900 (about the same)
- 2024 Ford Mustang Mach-Eabout $1,910 (about the same)
- 2024 Kia Seltosabout $1,910 (about the same)
- 2024 Volkswagen ID.4about $1,920 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.