How much is insurance on a Nissan Pathfinder?

A 2024 Nissan Pathfinder runs about $1,900 a year for a typical 45-year-old, about the same as an average car of the same age: its losses are close to an average car's. Putting a new 16-year-old on a family policy with the Pathfinder adds about $1,250 a year (#21 of 25 midsize SUVs we compare).

2024 Nissan Pathfinder (Pathfinder 2WD), national average

about $1,900 a year (about $160 a month)

Estimated range: $1,400–$2,550. Actual quotes can fall outside it.

An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Pathfinder drops to about $1,620 (see the table below).

A Nissan Pathfinder from the 2022–present generation. Photo: MercurySable99, CC BY-SA 4.0, via Wikimedia Commons, cropped (credits).

Priced for the 2024 Pathfinder 2WD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Pathfinder's rank is the same in every state.

Why the Nissan Pathfinder costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Nissan Pathfinder 4dr, on HLDI's scale where 100 is an average car and lower is better, it reports 87 for crash repairs, 85 for non-crash damage, 92 for damage to others' property, and 109 for injury claims.

Crash repairs (collision)fixing this car after a crashAverage13% better than average13th best of the 25 midsize SUVs we compare
Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage15% better than average11th best of the 24 midsize SUVs we compare
Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage8% better than average19th best of the 25 midsize SUVs we compare
Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 9% more often than average19th best of the 21 midsize SUVs we compare

HLDI's ratings, best to worst:Substantially better than averageBetter than averageAverageWorse than averageSubstantially worse than averageInsufficient data

HLDI rates results within about 20% of average as “Average.”

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Pathfinder comes out about 14% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 6% less than average: about $900 a year vs $950. On the liability side, damage to others and injury claims combine to about 2% worse than average. So that part is about 1% more than average: $1,000 a year vs $990.

How the math works

In EPA size classes, the Pathfinder is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Nissan Pathfinder is benchmarked against midsize SUVs.

Matched to HLDI series “Nissan Pathfinder 4dr” (HLDI, 2022–24 models).

A used Nissan Pathfinder, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.
Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Pathfinder 2WD (0–3 years old)	about $1,900	about $1,000	+$1,250	about $5,440
2022 Pathfinder 2WD (4–7 years old)	about $1,790	about $1,000	+$1,180	about $5,130
2018 Pathfinder 2WD (8–12 years old)	about $1,730	about $1,040	+$1,140	about $4,970
2013 Pathfinder 2WD (13 or more years old)	about $1,620	about $1,050	+$1,070	about $4,660

Our catalog covers the Nissan Pathfinder across model years 2006–2027. Full coverage on a used 2013 Pathfinder (13 or more years old) runs about $1,620 a year, $270 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $1,050 a year. Each photo shows that year's generation of the car. Photo credits.

All 4 versions of the 2024 Nissan Pathfinder in our catalog (Pathfinder 2WD, Pathfinder 4WD, Pathfinder 4WD Platinum and Pathfinder 4WD Rock Creek) price within about $50 a year of each other.

On a policy of their own with a 2024 Nissan Pathfinder, a 22–25-year-old pays about $2,460 a year ($570 more than a 45-year-old), a 26–39-year-old about $2,100, and a driver 65 and older about $1,990.

Adding a 16-year-old with a Nissan Pathfinder

Adding a new 16-year-old who drives the Nissan Pathfinder raises the family bill by about $1,250 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,440 a year, so keeping them on the family policy saves about $4,190 a year.

For adding a teen driver, the Nissan Pathfinder ranks 57th cheapest out of all 121 models we track. Stepping down to a used 2013 Pathfinder (13 or more years old) brings the teen add-on to about $1,070 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar midsize SUVs

Among these 25 midsize SUVs, the Nissan Pathfinder is the 5th most expensive to insure. Right next to it are the Kia Sorento (about $1,860 a year) and the Ford Mustang Mach-E (about $1,910).

Photos from Wikimedia Commons contributors. Photo credits.

What a Nissan Pathfinder costs in your state

In six sample states, a 2024 Nissan Pathfinder runs from about $1,320 a year in Wisconsin through South Dakota, Washington, New Mexico and Maryland to about $2,500 in New York:

Wisconsinabout $1,320/yr · +$870 teen
South Dakotaabout $1,530/yr · +$1,010 teen
Washingtonabout $1,630/yr · +$1,070 teen
New Mexicoabout $1,710/yr · +$1,130 teen
Marylandabout $2,110/yr · +$1,390 teen
New Yorkabout $2,500/yr · +$1,650 teen

All 50 states and DC · Updated November 5, 2026.

What if you bought this car? Add it to a comparison

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

Does this look wrong for this car? Tell us

This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.