How much is insurance on a Hyundai Santa Cruz?
A 2024 Hyundai Santa Cruz runs about $1,890 a year for a typical 45-year-old, about the same as an average 2024 car: its claims are close to an average car's.
2024 Hyundai Santa Cruz, national average
about $1,890 a year (about $160 a month)
roughly $1,400–$2,550
An average 2024 car: about $1,940. An older Hyundai Santa Cruz costs less (below).
Priced: the 2024 Santa Cruz AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Hyundai Santa Cruz, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,890 | about $960 | +$1,250 | about $5,430 |
| 2022 (4–7 years old) | about $1,780 | about $960 | +$1,180 | about $5,110 |
We list the Hyundai Santa Cruz for 2022–2027. How much a car's age takes off is our own estimate.
The 2024 Hyundai Santa Cruz runs from about $1,890 a year (Santa Cruz AWD) to about $1,970 (Santa Cruz FWD): the claims data differs by drive, body, or powertrain.
- Santa Cruz AWD: about $1,890
- Santa Cruz FWD: about $1,970
The Hyundai Santa Cruz for other drivers on their own policy, a year: 22–25, $2,460; 26–39, $2,100; 65 and older, $1,990.
Adding a 16-year-old with a Hyundai Santa Cruz
A new 16-year-old driving the Hyundai Santa Cruz adds about $1,250 a year ($105 a month), about the same as with an average car.
For adding a teen, the Hyundai Santa Cruz ranks 56th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Hyundai Santa Cruz costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- lower than average
- Damage to others
- about average
- Injuries to others
- lower than average
The part that fixes or replaces the Hyundai Santa Cruz: about $930, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $960, against $990 for an average car (3% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small pickups.
Matched to “Hyundai Santa Cruz crew cab pickup 4WD” in HLDI's results.
Similar small pickups
Among these 9 small pickups, the Hyundai Santa Cruz is the 3rd most expensive to insure.
- 2024 Toyota Tacomaabout $1,850 (about the same)
- 2024 Ford Rangerabout $1,860 (about the same)
- 2024 Nissan Frontierabout $1,870 (about the same)
- 2024 Chevrolet Coloradoabout $1,870 (about the same)
- 2024 Hyundai Santa Cruzabout $1,890 (this car)
- 2024 GMC Canyonabout $1,920 (about the same)
- 2024 Jeep Gladiatorabout $2,020 ($130 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.