How much is insurance on a Mazda CX-30?

Priced for the 2024 CX-30 4WD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Mazda CX-30's rank is the same in every state.

Why the Mazda CX-30 costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Mazda CX-30 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 76 for crash repairs, 68 for non-crash damage, 116 for damage to others' property, and 96 for injury claims.

• Crash repairs (collision)fixing this car after a crashBetter than average24% better than average8th best of the 26 small SUVs we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average32% better than average5th best of the 26 small SUVs we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage16% worse than average25th best of the 26 small SUVs we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 4% less often than average13th best of the 24 small SUVs we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Mazda CX-30 comes out about 26% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 11% less than average: about $850 a year vs $950. On the liability side, damage to others and injury claims combine to about 5% worse than average. We count about half, so that part is about 2% more: $1,020 a year vs $990.

How the math works

In EPA size classes, the CX-30 is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Mazda CX-30 is benchmarked against small SUVs.

Matched to HLDI series “Mazda CX-30 4dr 4WD” (HLDI, 2022–24 models).

A used Mazda CX-30, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 CX-30 4WD (0–3 years old)	about $1,860	about $1,020	+$1,230	about $5,340
2022 CX-30 4WD (4–7 years old)	about $1,760	about $1,020	+$1,160	about $5,050

Our catalog covers the Mazda CX-30 across model years 2020–2026. Full coverage on a used 2022 CX-30 (4–7 years old) runs about $1,760 a year, $100 less than on a 2024. Dropping collision and comprehensive on that 2022 brings liability-only coverage to about $1,020 a year. Each photo shows that year's generation of the car. Photo credits.

For the 2024 Mazda CX-30, our catalog lists the CX-30 4WD configuration at about $1,860 a year.

On a policy of their own with a 2024 Mazda CX-30, a 22–25-year-old pays about $2,420 a year ($560 more than a 45-year-old), a 26–39-year-old about $2,070, and a driver 65 and older about $1,960.

Adding a 16-year-old with a Mazda CX-30

Adding a new 16-year-old who drives the Mazda CX-30 raises the family bill by about $1,230 a year ($105 a month), $50 less than adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,340 a year, so keeping them on the family policy saves about $4,120 a year.

For adding a teen driver, the Mazda CX-30 ranks 49th cheapest out of all 121 models we track. Stepping down to a used 2022 CX-30 (4–7 years old) brings the teen add-on to about $1,160 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small SUVs

Among these 26 small SUVs, the Mazda CX-30 is the 12th most expensive to insure. Right next to it are the Hyundai Tucson (about $1,850 a year) and the Nissan Rogue (about $1,890).

• 2024 Chevrolet Equinoxabout $1,810 (about the same)
• 2024 Ford Bronco Sportabout $1,830 (about the same)
• 2024 Chevrolet Trailblazerabout $1,830 (about the same)
• 2024 Hyundai Tucsonabout $1,850 (about the same)
• 2024 Mazda CX-30about $1,860 (this car)
• 2024 Nissan Rogueabout $1,890 (about the same)
• 2024 Toyota Corolla Crossabout $1,900 (about the same)
• 2024 Chevrolet Traxabout $1,900 (about the same)
• 2024 Kia Seltosabout $1,910 (about the same)

Photos from Wikimedia Commons contributors. Photo credits.

What a Mazda CX-30 costs in your state

In six sample states, a 2024 Mazda CX-30 runs from about $1,240 a year in North Dakota through South Dakota, Washington, New Mexico and Delaware to about $2,230 in Texas:

• North Dakotaabout $1,240/yr · +$820 teen
• South Dakotaabout $1,500/yr · +$990 teen
• Washingtonabout $1,600/yr · +$1,050 teen
• New Mexicoabout $1,680/yr · +$1,110 teen
• Delawareabout $2,030/yr · +$1,340 teen
• Texasabout $2,230/yr · +$1,480 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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