How much is insurance on a Toyota Camry?
A 2024 Toyota Camry runs about $2,090 a year for a typical 45-year-old, $150 more than an average 2024 car, because of more at-fault claims and slightly pricier repairs.
2024 Toyota Camry, national average
about $2,090 a year (about $175 a month)
roughly $1,550–$3,050
An average 2024 car: about $1,940. An older Toyota Camry costs less (below).
Priced: the 2024 Camry (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Toyota Camry, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,090 | about $1,080 | +$1,380 | about $5,990 |
| 2022 (4–7 years old) | about $1,970 | about $1,080 | +$1,300 | about $5,640 |
| 2018 (8–12 years old) | about $1,840 | about $1,080 | +$1,210 | about $5,270 |
| 2013 (13 or more years old) | about $1,700 | about $1,080 | +$1,130 | about $4,890 |
We list the Toyota Camry for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Toyota Camry runs from about $2,090 a year (Camry) to about $2,190 (Camry Hybrid SE/XLE/XSE): the claims data differs by drive, body, or powertrain.
- Camry; Camry LE/SE; Camry TRD; Camry XLE/XSE; Camry XSE; Camry AWD LE/SE; Camry AWD XLE/XSE: about $2,090
- Camry Hybrid LE; Camry Hybrid SE/XLE/XSE: about $2,190
The Toyota Camry for other drivers on their own policy, a year: 22–25, $2,710; 26–39, $2,320; 65 and older, $2,190.
Adding a 16-year-old with a Toyota Camry
A new 16-year-old driving the Toyota Camry adds about $1,380 a year ($115 a month), $100 more than with an average 2024 car.
For adding a teen, the Toyota Camry ranks 31st most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota Camry costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- higher than average
- Damage to others
- higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Toyota Camry: about $1,010, against $950 for an average 2024 car (6% more). The part that pays for harm to others: about $1,080, against $990 for an average car (9% more).
By the EPA's size classes it's a midsize car, and it's gas-powered. The Highway Loss Data Institute groups it with midsize four-door cars.
- This car's repair claims run a bit above the cars we could check against real prices, so the range reaches higher.
Matched to “Toyota Camry; Toyota Camry 4WD” in HLDI's results.
Similar midsize four-door cars
Among these 9 midsize four-door cars, the Toyota Camry is the 5th most expensive to insure.
- 2024 Subaru Legacyabout $1,780 ($310 less)
- 2024 Hyundai Ioniq 6about $1,950 ($130 less)
- 2024 Volkswagen Jettaabout $2,070 (about the same)
- 2024 Honda Accordabout $2,070 (about the same)
- 2024 Toyota Camryabout $2,090 (this car)
- 2024 Hyundai Sonataabout $2,160 ($70 more)
- 2024 Chevrolet Malibuabout $2,250 ($160 more)
- 2024 Kia K5about $2,270 ($190 more)
- 2024 Nissan Altimaabout $2,290 ($200 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.