How much is insurance on a Hyundai Sonata?
A 2024 Hyundai Sonata runs about $2,160 a year for a typical 45-year-old, $220 more than an average 2024 car, because of more at-fault claims and pricier repairs.
2024 Hyundai Sonata, national average
about $2,160 a year (about $180 a month)
roughly $1,600–$3,150
An average 2024 car: about $1,940. An older Hyundai Sonata costs less (below).
Priced: the 2024 Sonata AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Hyundai Sonata, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,160 | about $1,110 | +$1,430 | about $6,200 |
| 2022 (4–7 years old) | about $2,040 | about $1,110 | +$1,340 | about $5,840 |
| 2018 (8–12 years old) | about $1,900 | about $1,110 | +$1,250 | about $5,450 |
| 2013 (13 or more years old) | about $1,760 | about $1,110 | +$1,160 | about $5,060 |
We list the Hyundai Sonata for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Hyundai Sonata runs from about $2,080 a year (Sonata Hybrid) to about $2,160 (Sonata FWD): the claims data differs by drive, body, or powertrain.
- Sonata Hybrid: about $2,080
- Sonata AWD; Sonata FWD: about $2,160
The Hyundai Sonata for other drivers on their own policy, a year: 22–25, $2,810; 26–39, $2,400; 65 and older, $2,270.
Adding a 16-year-old with a Hyundai Sonata
A new 16-year-old driving the Hyundai Sonata adds about $1,430 a year ($120 a month), $140 more than with an average 2024 car.
For adding a teen, the Hyundai Sonata ranks 23rd most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Hyundai Sonata costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- higher than average
- Damage to others
- higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Hyundai Sonata: about $1,050, against $950 for an average 2024 car (10% more). The part that pays for harm to others: about $1,110, against $990 for an average car (12% more).
By the EPA's size classes it's a large car, and it's gas-powered. The Highway Loss Data Institute groups it with midsize four-door cars.
- This car's repair claims run a bit above the cars we could check against real prices, so the range reaches higher.
Matched to “Hyundai Sonata” in HLDI's results.
Similar midsize four-door cars
Among these 9 midsize four-door cars, the Hyundai Sonata is the 4th most expensive to insure.
- 2024 Hyundai Ioniq 6about $1,950 ($210 less)
- 2024 Volkswagen Jettaabout $2,070 ($90 less)
- 2024 Honda Accordabout $2,070 ($90 less)
- 2024 Toyota Camryabout $2,090 ($70 less)
- 2024 Hyundai Sonataabout $2,160 (this car)
- 2024 Chevrolet Malibuabout $2,250 ($90 more)
- 2024 Kia K5about $2,270 ($110 more)
- 2024 Nissan Altimaabout $2,290 ($120 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.