How much is insurance on a Honda Accord?
A 2024 Honda Accord runs about $2,070 a year for a typical 45-year-old, $130 more than an average 2024 car, because of more at-fault claims.
2024 Honda Accord, national average
about $2,070 a year (about $175 a month)
roughly $1,500–$2,750
An average 2024 car: about $1,940. An older Honda Accord costs less (below).
Priced: the 2024 Accord (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Honda Accord, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,070 | about $1,120 | +$1,370 | about $5,940 |
| 2022 (4–7 years old) | about $1,950 | about $1,120 | +$1,290 | about $5,610 |
| 2018 (8–12 years old) | about $1,830 | about $1,120 | +$1,210 | about $5,250 |
| 2013 (13 or more years old) | about $1,710 | about $1,120 | +$1,130 | about $4,900 |
We list the Honda Accord for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 3 versions of the 2024 Honda Accord we list (Accord, Accord Hybrid and Accord Hybrid Sport/Touring) all come out within about $50 of each other.
The Honda Accord for other drivers on their own policy, a year: 22–25, $2,690; 26–39, $2,300; 65 and older, $2,170.
Adding a 16-year-old with a Honda Accord
A new 16-year-old driving the Honda Accord adds about $1,370 a year ($115 a month), $80 more than with an average 2024 car.
For adding a teen, the Honda Accord ranks 35th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Honda Accord costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- lower than average
- Damage to others
- about average
- Injuries to others
- much higher than average
The part that fixes or replaces the Honda Accord: about $950, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $1,120, against $990 for an average car (13% more).
By the EPA's size classes it's a large car, and it's gas-powered. The Highway Loss Data Institute groups it with midsize four-door cars.
Matched to “Honda Accord” in HLDI's results.
Similar midsize four-door cars
Among these 9 midsize four-door cars, the Honda Accord is the 4th least expensive to insure.
- 2024 Subaru Legacyabout $1,780 ($290 less)
- 2024 Hyundai Ioniq 6about $1,950 ($110 less)
- 2024 Volkswagen Jettaabout $2,070 (about the same)
- 2024 Honda Accordabout $2,070 (this car)
- 2024 Toyota Camryabout $2,090 (about the same)
- 2024 Hyundai Sonataabout $2,160 ($90 more)
- 2024 Chevrolet Malibuabout $2,250 ($180 more)
- 2024 Kia K5about $2,270 ($210 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.