How much is insurance on a Kia K5?
A 2024 Kia K5 runs about $2,270 a year for a typical 45-year-old, $330 more than an average 2024 car, because of more at-fault claims and pricier repairs.
2024 Kia K5, national average
about $2,270 a year (about $190 a month)
roughly $1,650–$3,300
An average 2024 car: about $1,940. An older Kia K5 costs less (below).
Priced: the 2024 K5 (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Kia K5, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,270 | about $1,210 | +$1,500 | about $6,530 |
| 2022 (4–7 years old) | about $2,150 | about $1,210 | +$1,420 | about $6,160 |
We list the Kia K5 for 2021–2027. How much a car's age takes off is our own estimate.
The 2 versions of the 2024 Kia K5 we list (K5 and K5 AWD) all come out within about $50 of each other.
The Kia K5 for other drivers on their own policy, a year: 22–25, $2,960; 26–39, $2,520; 65 and older, $2,390.
Adding a 16-year-old with a Kia K5
A new 16-year-old driving the Kia K5 adds about $1,500 a year ($125 a month), $220 more than with an average 2024 car.
For adding a teen, the Kia K5 ranks 15th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Kia K5 costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- higher than average
- Damage to others
- much higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Kia K5: about $1,070, against $950 for an average 2024 car (12% more). The part that pays for harm to others: about $1,210, against $990 for an average car (22% more).
By the EPA's size classes it's a large car, and it's gas-powered. The Highway Loss Data Institute groups it with midsize four-door cars.
- This car's repair claims run a bit above the cars we could check against real prices, so the range reaches higher.
Matched to “Kia K5 2WD/4WD” in HLDI's results.
Similar midsize four-door cars
Among these 9 midsize four-door cars, the Kia K5 is the 2nd most expensive to insure.
- 2024 Honda Accordabout $2,070 ($210 less)
- 2024 Toyota Camryabout $2,090 ($190 less)
- 2024 Hyundai Sonataabout $2,160 ($110 less)
- 2024 Chevrolet Malibuabout $2,250 (about the same)
- 2024 Kia K5about $2,270 (this car)
- 2024 Nissan Altimaabout $2,290 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.