How much is insurance on a Nissan Altima?
A 2024 Nissan Altima runs about $2,290 a year for a typical 45-year-old, $340 more than an average 2024 car, because of more at-fault claims and pricier repairs.
2024 Nissan Altima, national average
about $2,290 a year (about $190 a month)
roughly $1,700–$3,300
An average 2024 car: about $1,940. An older Nissan Altima costs less (below).
Priced: the 2024 Altima (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Nissan Altima, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,290 | about $1,240 | +$1,510 | about $6,560 |
| 2022 (4–7 years old) | about $2,160 | about $1,240 | +$1,430 | about $6,200 |
| 2018 (8–12 years old) | about $2,020 | about $1,240 | +$1,340 | about $5,810 |
| 2013 (13 or more years old) | about $1,890 | about $1,240 | +$1,250 | about $5,420 |
We list the Nissan Altima for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 4 versions of the 2024 Nissan Altima we list (Altima AWD, Altima, Altima SL/SR and Altima SR) all come out within about $50 of each other.
The Nissan Altima for other drivers on their own policy, a year: 22–25, $2,970; 26–39, $2,540; 65 and older, $2,400.
Adding a 16-year-old with a Nissan Altima
A new 16-year-old driving the Nissan Altima adds about $1,510 a year ($125 a month), $230 more than with an average 2024 car.
For adding a teen, the Nissan Altima ranks 14th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Nissan Altima costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- about average
- Damage to others
- much higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Nissan Altima: about $1,050, against $950 for an average 2024 car (10% more). The part that pays for harm to others: about $1,240, against $990 for an average car (25% more).
By the EPA's size classes it's a midsize car, and it's gas-powered. The Highway Loss Data Institute groups it with midsize four-door cars.
- This car's repair claims run a bit above the cars we could check against real prices, so the range reaches higher.
Matched to “Nissan Altima; Nissan Altima 4WD” in HLDI's results.
Similar midsize four-door cars
Among these 9 midsize four-door cars, the Nissan Altima is the most expensive to insure.
- 2024 Toyota Camryabout $2,090 ($200 less)
- 2024 Hyundai Sonataabout $2,160 ($120 less)
- 2024 Chevrolet Malibuabout $2,250 (about the same)
- 2024 Kia K5about $2,270 (about the same)
- 2024 Nissan Altimaabout $2,290 (this car)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.