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How much is insurance on a Hyundai Elantra?

A 2024 Hyundai Elantra runs about $2,230 a year for a typical 45-year-old, $290 more than an average 2024 car, because of more at-fault claims and pricier repairs.

2024 Hyundai Elantra, national average

about $2,230 a year (about $185 a month)

roughly $1,650–$3,250

An average 2024 car: about $1,940. An older Hyundai Elantra costs less (below).

Priced: the 2024 Elantra (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.

A used Hyundai Elantra, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old.
Model yearFull coverageLiability onlyAdding a teen
2024 (0–3 years old)about $2,230about $1,190+$1,470
2022 (4–7 years old)about $2,110about $1,190+$1,390
2018 (8–12 years old)about $1,970about $1,190+$1,300
2013 (13 or more years old)about $1,830about $1,190+$1,210

We list the Hyundai Elantra for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.

The 3 versions of the 2024 Hyundai Elantra we list (Elantra Hybrid, Elantra Hybrid Blue and Elantra) all come out within about $50 of each other.

The Hyundai Elantra for other drivers on their own policy, a year: 22–25, $2,900; 26–39, $2,480; 65 and older, $2,340.

Adding a 16-year-old with a Hyundai Elantra

A new 16-year-old driving the Hyundai Elantra adds about $1,470 a year ($125 a month), $190 more than with an average 2024 car.

For adding a teen, the Hyundai Elantra ranks 20th most expensive of our 121 car pages.

That's the whole household's bill going up. Cheapest cars to insure for a teen.

Why the Hyundai Elantra costs what it does

Its insurance claims against an average car's (HLDI):

Repairs
much higher than average
Theft and weather
higher than average
Damage to others
much higher than average
Injuries to others
much higher than average

The part that fixes or replaces the Hyundai Elantra: about $1,050, against $950 for an average 2024 car (10% more). The part that pays for harm to others: about $1,190, against $990 for an average car (20% more).

By the EPA's size classes it's a midsize car, and it's gas-powered. The Highway Loss Data Institute groups it with small four-door cars.

  • This car's repair claims run a bit above the cars we could check against real prices, so the range reaches higher.

Matched to “Hyundai Elantra” in HLDI's results.

Similar small four-door cars

Among these 12 small four-door cars, the Hyundai Elantra is the 4th most expensive to insure.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.