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How much is insurance on a Hyundai Tucson?

A 2024 Hyundai Tucson runs about $1,850 a year for a typical 45-year-old, $90 less than an average car of the same age, because of lower non-crash losses, fewer injury claims, lower crash-repair losses, and less damage to others' property. Putting a new 16-year-old on a family policy with the Tucson adds about $1,220 a year (#14 of 26 small SUVs we compare).

2024 Hyundai Tucson (Tucson AWD), national average

about $1,850 a year (about $155 a month)

Estimated range: $1,350–$2,500. Actual quotes can fall outside it.

An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Tucson drops to about $1,520 (see the table below).

A Hyundai Tucson from the 2022–2026 generation
A Hyundai Tucson from the 2022–2026 generation. Photo: Elise240SX, CC BY-SA 4.0, via Wikimedia Commons, cropped (credits).

Priced for the 2024 Tucson AWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Tucson's rank is the same in every state.

Why the Hyundai Tucson costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Hyundai Tucson 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 95 for crash repairs, 81 for non-crash damage, 95 for damage to others' property, and 86 for injury claims.

  • Crash repairs (collision)fixing this car after a crashAverage5% better than average20th best of the 26 small SUVs we compare
  • Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage19% better than average16th best of the 26 small SUVs we compare
  • Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage5% better than average13th best of the 26 small SUVs we compare
  • Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 14% less often than average7th best of the 24 small SUVs we compare
HLDI's ratings, best to worst:Substantially better than averageBetter than averageAverageWorse than averageSubstantially worse than averageInsufficient data

HLDI rates results within about 20% of average as “Average.”

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Tucson comes out about 9% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 4% less than average: about $910 a year vs $950. On the liability side, damage to others and injury claims combine to about 10% better than average. We count about half, so that part is about 5% less: $940 a year vs $990.

How the math works

In EPA size classes, the Tucson is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Hyundai Tucson is benchmarked against small SUVs.

Matched to HLDI series “Hyundai Tucson 4dr 4WD” (HLDI, 2022–24 models).

A used Hyundai Tucson, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.
Model yearFull coverageLiability onlyAdding a teen
2024 Tucson AWD (0–3 years old)about $1,850about $940+$1,220
2022 Tucson AWD (4–7 years old)about $1,740about $940+$1,150
2018 Tucson AWD (8–12 years old)about $1,620about $950+$1,070
2013 Tucson 2WD (13 or more years old)about $1,520about $990+$1,000

Our catalog covers the Hyundai Tucson across model years 2006–2027. Full coverage on a used 2013 Tucson (13 or more years old) runs about $1,520 a year, $340 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $990 a year. Each photo shows that year's generation of the car. Photo credits.

Across 2024 Hyundai Tucson trims, full coverage goes from about $1,780 a year on the Tucson Plug-in Hybrid to about $1,860 on the Tucson FWD, because HLDI's loss results differ by body, drive, or powertrain.

  • Tucson Plug-in Hybrid: about $1,780
  • Tucson Hybrid; Tucson Hybrid Blue: about $1,820
  • Tucson AWD: about $1,850
  • Tucson FWD: about $1,860

On a policy of their own with a 2024 Hyundai Tucson, a 22–25-year-old pays about $2,410 a year ($560 more than a 45-year-old), a 26–39-year-old about $2,060, and a driver 65 and older about $1,950.

Adding a 16-year-old with a Hyundai Tucson

Adding a new 16-year-old who drives the Hyundai Tucson raises the family bill by about $1,220 a year ($100 a month), $60 less than adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,320 a year, so keeping them on the family policy saves about $4,090 a year.

For adding a teen driver, the Hyundai Tucson ranks 44th cheapest out of all 121 models we track. Stepping down to a used 2013 Tucson (13 or more years old) brings the teen add-on to about $1,000 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small SUVs

Among these 26 small SUVs, the Hyundai Tucson is the 13th most expensive to insure. Right next to it are the Chevrolet Trailblazer (about $1,830 a year) and the Mazda CX-30 (about $1,860).

Photos from Wikimedia Commons contributors. Photo credits.

What a Hyundai Tucson costs in your state

In six sample states, a 2024 Hyundai Tucson runs from about $1,240 a year in North Dakota through New Hampshire, Tennessee, New Mexico and Delaware to about $2,220 in Texas:

All 50 states and DC · Updated .

What if you bought this car? Add it to a comparison

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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