How much is insurance on a Mitsubishi Outlander?

Priced for the 2024 Outlander 2WD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Outlander's rank is the same in every state.

Why the Mitsubishi Outlander costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Mitsubishi Outlander 4dr, on HLDI's scale where 100 is an average car and lower is better, it reports 116 for crash repairs, 103 for non-crash damage, 107 for damage to others' property, and 125 for injury claims.

• Crash repairs (collision)fixing this car after a crashAverage16% worse than average24th best of the 26 small SUVs we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage3% worse than average22nd best of the 26 small SUVs we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage7% worse than average23rd best of the 26 small SUVs we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costWorse than averagefiled 25% more often than average21st best of the 24 small SUVs we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Outlander comes out about 12% worse than average. We count about a third of that difference, so the part of the bill that fixes the car is about 4% more than average: about $990 a year vs $950. On the liability side, damage to others and injury claims combine to about 17% worse than average. We count about half, so that part is about 9% more: $1,080 a year vs $990.

How the math works

In EPA size classes, the Outlander is a small SUV (gas-powered). In Highway Loss Data Institute loss tables, the Mitsubishi Outlander is benchmarked against small SUVs.

Matched to HLDI series “Mitsubishi Outlander 4dr” (HLDI, 2022–24 models).

A used Mitsubishi Outlander, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Outlander 2WD (0–3 years old)	about $2,070	about $1,080	+$1,370	about $5,940
2022 Outlander 2WD (4–7 years old)	about $1,950	about $1,080	+$1,290	about $5,600
2018 Outlander 2WD (8–12 years old)	about $2,010	about $1,240	+$1,330	about $5,770
2013 Outlander 2WD (13 or more years old)	about $1,640	about $1,010	+$1,080	about $4,700

Our catalog covers the Mitsubishi Outlander across model years 2006–2027. Full coverage on a used 2013 Outlander (13 or more years old) runs about $1,640 a year, $430 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $1,010 a year. Each photo shows that year's generation of the car. Photo credits.

All 5 versions of the 2024 Mitsubishi Outlander in our catalog (Outlander PHEV, Outlander 2WD, Outlander Sport 2WD, Outlander 4WD and Outlander Sport 4WD) price within about $50 a year of each other.

On a policy of their own with a 2024 Mitsubishi Outlander, a 22–25-year-old pays about $2,690 a year ($620 more than a 45-year-old), a 26–39-year-old about $2,300, and a driver 65 and older about $2,170.

Adding a 16-year-old with a Mitsubishi Outlander

A new driver costs more with any car, and more than usual with the Mitsubishi Outlander: adding a 16-year-old raises the family bill by about $1,370 a year ($115 a month), $80 more than adding a teen with an average car of the same age. A separate policy in the 16-year-old's own name runs about $5,940 a year ($4,580 more than adding them to the family policy).

For adding a teen driver, the Mitsubishi Outlander ranks 33rd most expensive out of all 121 models we track. Stepping down to a used 2013 Outlander (13 or more years old) brings the teen add-on to about $1,080 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small SUVs

Among these 26 small SUVs, the Mitsubishi Outlander is the most expensive to insure. Just below it is the Jeep Compass, at about $2,040 a year.

• 2024 Hyundai Ioniq 5about $1,950 ($120 less)
• 2024 Kia Sportageabout $2,010 (about the same)
• 2024 Kia EV6about $2,030 (about the same)
• 2024 Jeep Compassabout $2,040 (about the same)
• 2024 Mitsubishi Outlanderabout $2,070 (this car)

Photos from Wikimedia Commons contributors. Photo credits.

What a Mitsubishi Outlander costs in your state

In six sample states, a 2024 Mitsubishi Outlander runs from about $1,380 a year in Vermont through Indiana, West Virginia, Arkansas and South Carolina to about $2,730 in New York:

• Vermontabout $1,380/yr · +$910 teen
• Indianaabout $1,490/yr · +$980 teen
• West Virginiaabout $1,770/yr · +$1,170 teen
• Arkansasabout $1,860/yr · +$1,230 teen
• South Carolinaabout $2,180/yr · +$1,440 teen
• New Yorkabout $2,730/yr · +$1,800 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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