How much is insurance on a Ford Ranger?
A 2024 Ford Ranger runs about $1,860 a year for a typical 45-year-old, $90 less than an average 2024 car: cheaper repairs outweigh slightly more at-fault claims.
2024 Ford Ranger, national average
about $1,860 a year (about $155 a month)
roughly $1,350–$2,500
An average 2024 car: about $1,940. An older Ford Ranger costs less (below).
Priced: the 2024 Ranger 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Ford Ranger, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,860 | about $1,020 | +$1,220 | about $5,320 |
| 2022 (4–7 years old) | about $1,750 | about $1,020 | +$1,160 | about $5,030 |
| 2011 (13 or more years old) | about $1,520 | about $1,000 | +$1,000 | about $4,350 |
We list the Ford Ranger for 2006–2011, 2019–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Ford Ranger runs from about $1,700 a year (Ranger 4WD) to about $1,860 (Ranger 2WD): the claims data differs by drive, body, or powertrain.
- Ranger 4WD; Ranger RAPTOR 4WD: about $1,700
- Ranger 2WD: about $1,860
The Ford Ranger for other drivers on their own policy, a year: 22–25, $2,410; 26–39, $2,060; 65 and older, $1,950.
Adding a 16-year-old with a Ford Ranger
A new 16-year-old driving the Ford Ranger adds about $1,220 a year ($100 a month), $60 less than with an average 2024 car.
For adding a teen, the Ford Ranger ranks 45th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Ford Ranger costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- no figure
- Damage to others
- no figure
- Injuries to others
- no figure
The part that fixes or replaces the Ford Ranger: about $840, against $950 for an average 2024 car (12% less). The part that pays for harm to others: about $1,020, against $990 for an average car (3% more).
By the EPA's size classes it's a full-size pickup, and it's gas-powered. The Highway Loss Data Institute groups it with small pickups.
Matched to “Ford Ranger crew cab” in HLDI's results.
Similar small pickups
Among these 9 small pickups, the Ford Ranger is the 4th least expensive to insure.
- 2024 Honda Ridgelineabout $1,780 ($80 less)
- 2024 Ford Maverickabout $1,810 (about the same)
- 2024 Toyota Tacomaabout $1,850 (about the same)
- 2024 Ford Rangerabout $1,860 (this car)
- 2024 Nissan Frontierabout $1,870 (about the same)
- 2024 Chevrolet Coloradoabout $1,870 (about the same)
- 2024 Hyundai Santa Cruzabout $1,890 (about the same)
- 2024 GMC Canyonabout $1,920 ($70 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.