How much is insurance on a Honda Ridgeline?
A 2024 Honda Ridgeline runs about $1,780 a year for a typical 45-year-old, $170 less than an average 2024 car, because of slightly cheaper repairs and fewer at-fault claims.
2024 Honda Ridgeline, national average
about $1,780 a year (about $150 a month)
roughly $1,300–$2,400
An average 2024 car: about $1,940. An older Honda Ridgeline costs less (below).
Priced: the 2024 Ridgeline AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Honda Ridgeline, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,780 | about $910 | +$1,170 | about $5,100 |
| 2022 (4–7 years old) | about $1,670 | about $910 | +$1,100 | about $4,800 |
| 2018 (8–12 years old) | about $1,560 | about $910 | +$1,030 | about $4,480 |
| 2013 (13 or more years old) | about $1,450 | about $910 | +$960 | about $4,150 |
We list the Honda Ridgeline for 2006–2014, 2017–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2 versions of the 2024 Honda Ridgeline we list (Ridgeline AWD and Ridgeline AWD TrailSport) all come out within about $50 of each other.
The Honda Ridgeline for other drivers on their own policy, a year: 22–25, $2,310; 26–39, $1,970; 65 and older, $1,860.
Adding a 16-year-old with a Honda Ridgeline
A new 16-year-old driving the Honda Ridgeline adds about $1,170 a year ($100 a month), $110 less than with an average 2024 car.
For adding a teen, the Honda Ridgeline ranks 19th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Honda Ridgeline costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- lower than average
- Damage to others
- lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Honda Ridgeline: about $870, against $950 for an average 2024 car (9% less). The part that pays for harm to others: about $910, against $990 for an average car (8% less).
By the EPA's size classes it's a full-size pickup, and it's gas-powered. The Highway Loss Data Institute groups it with small pickups.
Matched to “Honda Ridgeline crew cab 4WD” in HLDI's results.
Similar small pickups
Among these 9 small pickups, the Honda Ridgeline is the least expensive to insure.
- 2024 Honda Ridgelineabout $1,780 (this car)
- 2024 Ford Maverickabout $1,810 (about the same)
- 2024 Toyota Tacomaabout $1,850 ($70 more)
- 2024 Ford Rangerabout $1,860 ($80 more)
- 2024 Nissan Frontierabout $1,870 ($90 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.