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How much is insurance on a Chevrolet Colorado?

A 2024 Chevrolet Colorado runs about $1,870 a year for a typical 45-year-old, $70 less than an average 2024 car: cheaper repairs outweigh slightly more at-fault claims.

2024 Chevrolet Colorado, national average

about $1,870 a year (about $155 a month)

roughly $1,400–$2,500

An average 2024 car: about $1,940. An older Chevrolet Colorado costs less (below).

Priced: the 2024 Colorado 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.

A used Chevrolet Colorado, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old.
Model yearFull coverageLiability onlyAdding a teen
2024 (0–3 years old)about $1,870about $1,050+$1,240
2022 (4–7 years old)about $1,770about $1,050+$1,170
2018 (8–12 years old)about $1,670about $1,050+$1,100
2012 (13 or more years old)about $1,560about $1,050+$1,030

We list the Chevrolet Colorado for 2006–2012, 2015–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.

The 2024 Chevrolet Colorado runs from about $1,790 a year (Colorado 4WD) to about $1,870 (Colorado 2WD): the claims data differs by drive, body, or powertrain.

  • Colorado 4WD; Colorado Mud Terrain Tires 4WD; Colorado ZR2 4WD; Colorado ZR2 Bison 4WD: about $1,790
  • Colorado 2WD: about $1,870

The Chevrolet Colorado for other drivers on their own policy, a year: 22–25, $2,430; 26–39, $2,080; 65 and older, $1,970.

Adding a 16-year-old with a Chevrolet Colorado

A new 16-year-old driving the Chevrolet Colorado adds about $1,240 a year ($105 a month), about the same as with an average car.

For adding a teen, the Chevrolet Colorado ranks 51st cheapest of our 121 car pages.

That's the whole household's bill going up. Cheapest cars to insure for a teen.

Why the Chevrolet Colorado costs what it does

Its insurance claims against an average car's (HLDI):

Repairs
much lower than average
Theft and weather
much lower than average
Damage to others
higher than average
Injuries to others
no figure

The part that fixes or replaces the Chevrolet Colorado: about $820, against $950 for an average 2024 car (14% less). The part that pays for harm to others: about $1,050, against $990 for an average car (6% more).

By the EPA's size classes it's a small pickup, and it's gas-powered. The Highway Loss Data Institute groups it with small pickups.

Matched to “Chevrolet Colorado crew cab” in HLDI's results.

Similar small pickups

Among these 9 small pickups, the Chevrolet Colorado is the 4th most expensive to insure.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.