How much is insurance on a GMC Canyon?

Priced for the 2024 Canyon 2WD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Canyon's rank is the same in every state.

Why the GMC Canyon costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the GMC Canyon crew cab, on HLDI's scale where 100 is an average car and lower is better, it reports 91 for crash repairs, 51 for non-crash damage, and 113 for damage to others' property.

• Crash repairs (collision)fixing this car after a crashAverage9% better than average8th best of the 9 small pickups we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average49% better than averagebest of the 8 small pickups we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage13% worse than average7th best of the 8 small pickups we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costInsufficient dataNo result from HLDI for this model

HLDI doesn't publish a result for injuries to others on this model, so it's marked “Insufficient data”.

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Canyon comes out about 21% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 9% less than average: about $870 a year vs $950. On the liability side, HLDI publishes damage to others' property but not injury claims for the Canyon, so we go by that one result: about 13% worse than average. We count about half, so that part is about 7% more: $1,060 a year vs $990.

How the math works

In EPA size classes, the Canyon is a small pickup (gas-powered). In Highway Loss Data Institute loss tables, the GMC Canyon is benchmarked against small pickups.

Matched to HLDI series “GMC Canyon crew cab” (HLDI, 2022–24 models).

A used GMC Canyon, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Canyon 2WD (0–3 years old)	about $1,920	about $1,060	+$1,270	about $5,520
2022 Canyon 2WD (4–7 years old)	about $1,820	about $1,060	+$1,200	about $5,220
2018 Canyon 2WD (8–12 years old)	about $1,700	about $1,070	+$1,120	about $4,880
2010 Canyon 2WD (13 or more years old)	about $1,540	about $1,040	+$1,020	about $4,420

Our catalog covers the GMC Canyon across model years 2006–2012, 2015–2026. Full coverage on a used 2010 Canyon (13 or more years old) runs about $1,540 a year, $380 less than on a 2024. Dropping collision and comprehensive on that 2010 brings liability-only coverage to about $1,040 a year. Each photo shows that year's generation of the car. Photo credits.

Across 2024 GMC Canyon trims, full coverage goes from about $1,760 a year on the Canyon 4WD to about $1,920 on the Canyon 2WD, because HLDI's loss results differ by body, drive, or powertrain.

• Canyon 4WD; Canyon AT4X 4WD; Canyon AT4X AEV 4WD; Canyon Mud Terrain Tires 4WD: about $1,760
• Canyon 2WD: about $1,920

On a policy of their own with a 2024 GMC Canyon, a 22–25-year-old pays about $2,500 a year ($580 more than a 45-year-old), a 26–39-year-old about $2,140, and a driver 65 and older about $2,020.

Adding a 16-year-old with a GMC Canyon

Adding a new 16-year-old who drives the GMC Canyon raises the family bill by about $1,270 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,520 a year, so keeping them on the family policy saves about $4,250 a year.

For adding a teen driver, the GMC Canyon ranks 55th most expensive out of all 121 models we track. Stepping down to a used 2010 Canyon (13 or more years old) brings the teen add-on to about $1,020 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small pickups

Among these 9 small pickups, the GMC Canyon is the 2nd most expensive to insure. Right next to it are the Hyundai Santa Cruz (about $1,890 a year) and the Jeep Gladiator (about $2,020).

• 2024 Ford Rangerabout $1,860 ($70 less)
• 2024 Nissan Frontierabout $1,870 (about the same)
• 2024 Chevrolet Coloradoabout $1,870 (about the same)
• 2024 Hyundai Santa Cruzabout $1,890 (about the same)
• 2024 GMC Canyonabout $1,920 (this car)
• 2024 Jeep Gladiatorabout $2,020 ($100 more)

Photos from Wikimedia Commons contributors. Photo credits.

What a GMC Canyon costs in your state

In six sample states, a 2024 GMC Canyon runs from about $1,310 a year in Idaho through Iowa, Nebraska, Oregon and Connecticut to about $2,540 in New York:

• Idahoabout $1,310/yr · +$870 teen
• Iowaabout $1,350/yr · +$890 teen
• Nebraskaabout $1,580/yr · +$1,050 teen
• Oregonabout $1,700/yr · +$1,120 teen
• Connecticutabout $2,020/yr · +$1,330 teen
• New Yorkabout $2,540/yr · +$1,670 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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