How much is insurance on a Toyota Tundra?
A 2024 Toyota Tundra runs about $1,920 a year for a typical 45-year-old, about the same as an average 2024 car: its claims are close to an average car's.
2024 Toyota Tundra, national average
about $1,920 a year (about $160 a month)
roughly $1,400–$2,600
An average 2024 car: about $1,940. An older Toyota Tundra costs less (below).
Priced: the 2024 Tundra 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Toyota Tundra, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,920 | about $990 | +$1,270 | about $5,510 |
| 2022 (4–7 years old) | about $1,810 | about $990 | +$1,190 | about $5,190 |
| 2018 (8–12 years old) | about $1,690 | about $990 | +$1,110 | about $4,840 |
| 2013 (13 or more years old) | about $1,570 | about $990 | +$1,030 | about $4,500 |
We list the Toyota Tundra for 2006–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Toyota Tundra runs from about $1,850 a year (Tundra 4WD) to about $1,940 (Tundra 4WD PRO): the claims data differs by drive, body, or powertrain.
- Tundra 4WD: about $1,850
- Tundra 2WD: about $1,920
- Tundra 4WD PRO: about $1,940
The Toyota Tundra for other drivers on their own policy, a year: 22–25, $2,500; 26–39, $2,130; 65 and older, $2,020.
Adding a 16-year-old with a Toyota Tundra
A new 16-year-old driving the Toyota Tundra adds about $1,270 a year ($105 a month), about the same as with an average car.
For adding a teen, the Toyota Tundra ranks 57th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota Tundra costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- about average
- Damage to others
- about average
- Injuries to others
- about average
The part that fixes or replaces the Toyota Tundra: about $930, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $990, against $990 for an average car (about the same).
By the EPA's size classes it's a full-size pickup, and it's gas-powered. The Highway Loss Data Institute groups it with large pickups.
- That name is sold in more than one version. We priced the gas one.
Similar large pickups
Among these 5 large pickups, the Toyota Tundra is the least expensive to insure.
- 2024 Toyota Tundraabout $1,920 (this car)
- 2024 Ford F-150about $1,990 ($70 more)
- 2024 GMC Sierraabout $2,010 ($90 more)
- 2024 Chevrolet Silveradoabout $2,130 ($210 more)
- 2024 Ram 1500about $2,180 ($260 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.