How much is insurance on a Chevrolet Silverado?
A 2024 Chevrolet Silverado runs about $2,130 a year for a typical 45-year-old, $190 more than an average 2024 car: more at-fault claims outweigh slightly cheaper repairs.
2024 Chevrolet Silverado, national average
about $2,130 a year (about $180 a month)
roughly $1,550–$2,850
An average 2024 car: about $1,940. An older Chevrolet Silverado costs less (below).
Priced: the 2024 Silverado 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Chevrolet Silverado, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,130 | about $1,230 | +$1,410 | about $6,120 |
| 2022 (4–7 years old) | about $2,020 | about $1,230 | +$1,330 | about $5,810 |
| 2018 (8–12 years old) | about $1,910 | about $1,230 | +$1,260 | about $5,470 |
| 2013 (13 or more years old) | about $1,790 | about $1,230 | +$1,180 | about $5,130 |
We list the Chevrolet Silverado for 2006–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Chevrolet Silverado runs from about $1,920 a year (Silverado 4WD) to about $2,130 (Silverado 2WD): the claims data differs by drive, body, or powertrain.
- Silverado 4WD; Silverado 4WD ZR2; Silverado Mud Terrain Tires 4WD: about $1,920
- Silverado EV: about $1,970
- Silverado 2WD: about $2,130
The Chevrolet Silverado for other drivers on their own policy, a year: 22–25, $2,770; 26–39, $2,370; 65 and older, $2,240.
Adding a 16-year-old with a Chevrolet Silverado
A new 16-year-old driving the Chevrolet Silverado adds about $1,410 a year ($120 a month), $130 more than with an average 2024 car.
For adding a teen, the Chevrolet Silverado ranks 27th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Chevrolet Silverado costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- much lower than average
- Damage to others
- much higher than average
- Injuries to others
- much higher than average
The part that fixes or replaces the Chevrolet Silverado: about $900, against $950 for an average 2024 car (5% less). The part that pays for harm to others: about $1,230, against $990 for an average car (24% more).
By the EPA's size classes it's a full-size pickup, and it's gas-powered. The Highway Loss Data Institute groups it with large pickups.
Similar large pickups
Among these 5 large pickups, the Chevrolet Silverado is the 2nd most expensive to insure.
- 2024 Toyota Tundraabout $1,920 ($210 less)
- 2024 Ford F-150about $1,990 ($140 less)
- 2024 GMC Sierraabout $2,010 ($120 less)
- 2024 Chevrolet Silveradoabout $2,130 (this car)
- 2024 Ram 1500about $2,180 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.