How much is insurance on a GMC Sierra?
A 2024 GMC Sierra runs about $2,010 a year for a typical 45-year-old, $70 more than an average 2024 car: more at-fault claims outweigh slightly cheaper repairs.
2024 GMC Sierra, national average
about $2,010 a year (about $170 a month)
roughly $1,500–$2,700
An average 2024 car: about $1,940. An older GMC Sierra costs less (below).
Priced: the 2024 Sierra 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used GMC Sierra, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,010 | about $1,080 | +$1,330 | about $5,760 |
| 2022 (4–7 years old) | about $1,900 | about $1,080 | +$1,250 | about $5,440 |
| 2018 (8–12 years old) | about $1,780 | about $1,080 | +$1,170 | about $5,100 |
| 2013 (13 or more years old) | about $1,660 | about $1,080 | +$1,090 | about $4,760 |
We list the GMC Sierra for 2006–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 4 versions of the 2024 GMC Sierra we list (Sierra 4WD, Sierra 4WD AT4X, Sierra Mud Terrain Tires 4WD and Sierra 2WD) all come out within about $50 of each other.
The GMC Sierra for other drivers on their own policy, a year: 22–25, $2,610; 26–39, $2,230; 65 and older, $2,110.
Adding a 16-year-old with a GMC Sierra
A new 16-year-old driving the GMC Sierra adds about $1,330 a year ($110 a month), about the same as with an average car.
For adding a teen, the GMC Sierra ranks 46th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the GMC Sierra costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- higher than average
- Damage to others
- higher than average
- Injuries to others
- higher than average
The part that fixes or replaces the GMC Sierra: about $920, against $950 for an average 2024 car (3% less). The part that pays for harm to others: about $1,080, against $990 for an average car (9% more).
By the EPA's size classes it's a full-size pickup, and it's gas-powered. The Highway Loss Data Institute groups it with large pickups.
Matched to “GMC Sierra 1500; GMC Sierra 1500 crew cab; GMC Sierra 1500 ext. cab” in HLDI's results.
Similar large pickups
Among these 5 large pickups, the GMC Sierra is the 3rd most expensive to insure.
- 2024 Toyota Tundraabout $1,920 ($90 less)
- 2024 Ford F-150about $1,990 (about the same)
- 2024 GMC Sierraabout $2,010 (this car)
- 2024 Chevrolet Silveradoabout $2,130 ($120 more)
- 2024 Ram 1500about $2,180 ($170 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.