How much is insurance on a Subaru Impreza?

Priced for the 2024 Impreza, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Impreza's rank is the same in every state.

Why the Subaru Impreza costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Subaru Impreza 4WD with EyeSight, on HLDI's scale where 100 is an average car and lower is better, it reports 88 for crash repairs, 91 for non-crash damage, 89 for damage to others' property, and 91 for injury claims.

• Crash repairs (collision)fixing this car after a crashAverage12% better than average5th best of the 13 small cars we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage9% better than average9th best of the 13 small cars we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage11% better than averagebest of the 13 small cars we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 9% less often than averagebest of the 12 small cars we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Impreza comes out about 11% better than average. We count about a third of that difference, so the part of the bill that fixes the car is about 4% less than average: about $910 a year vs $950. On the liability side, damage to others and injury claims combine to about 10% better than average. We count about half, so that part is about 5% less: $940 a year vs $990.

How the math works

In EPA size classes, the Impreza is a small car (gas-powered). In Highway Loss Data Institute loss tables, the Subaru Impreza is benchmarked against small station wagons.

Matched to HLDI series “Subaru Impreza 4WD with EyeSight” (HLDI, 2022–24 models).

A used Subaru Impreza, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Impreza (0–3 years old)	about $1,850	about $940	+$1,220	about $5,320
2022 Impreza 4-Door (4–7 years old)	about $1,740	about $940	+$1,150	about $5,010
2018 Impreza 4-Door (8–12 years old)	about $1,580	about $910	+$1,040	about $4,530
2013 Impreza AWD (13 or more years old)	about $1,540	about $930	+$1,010	about $4,410

Our catalog covers the Subaru Impreza across model years 2006–2027. Full coverage on a used 2013 Impreza (13 or more years old) runs about $1,540 a year, $320 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $930 a year. Each photo shows that year's generation of the car. Photo credits.

For the 2024 Subaru Impreza, our catalog lists the Impreza configuration at about $1,850 a year.

On a policy of their own with a 2024 Subaru Impreza, a 22–25-year-old pays about $2,410 a year ($560 more than a 45-year-old), a 26–39-year-old about $2,060, and a driver 65 and older about $1,950.

Adding a 16-year-old with a Subaru Impreza

Adding a new 16-year-old who drives the Subaru Impreza raises the family bill by about $1,220 a year ($100 a month), $60 less than adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,320 a year, so keeping them on the family policy saves about $4,100 a year.

For adding a teen driver, the Subaru Impreza ranks 46th cheapest out of all 121 models we track. Stepping down to a used 2013 Impreza (13 or more years old) brings the teen add-on to about $1,010 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar small cars

Among these 13 small cars, the Subaru Impreza is the least expensive to insure. Next up is the Honda HR-V, at about $1,880 a year.

• 2024 Subaru Imprezaabout $1,850 (this car)
• 2024 Honda HR-Vabout $1,880 (about the same)
• 2024 Chevrolet Traxabout $1,900 (about the same)
• 2024 Buick Envistaabout $1,920 ($70 more)
• 2024 Mazda 3about $2,030 ($170 more)

Photos from Wikimedia Commons contributors. Photo credits.

What a Subaru Impreza costs in your state

In six sample states, a 2024 Subaru Impreza runs from about $1,290 a year in Wisconsin through South Dakota, Washington, New Mexico and Maryland to about $2,440 in New York:

• Wisconsinabout $1,290/yr · +$850 teen
• South Dakotaabout $1,490/yr · +$990 teen
• Washingtonabout $1,590/yr · +$1,050 teen
• New Mexicoabout $1,680/yr · +$1,110 teen
• Marylandabout $2,060/yr · +$1,360 teen
• New Yorkabout $2,440/yr · +$1,610 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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