How much is insurance on a Honda HR-V?
A 2024 Honda HR-V runs about $1,880 a year for a typical 45-year-old, $70 less than an average 2024 car, because of slightly cheaper repairs.
2024 Honda HR-V, national average
about $1,880 a year (about $155 a month)
roughly $1,400–$2,500
An average 2024 car: about $1,940. An older Honda HR-V costs less (below).
Priced: the 2024 HR-V AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Honda HR-V, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,880 | about $980 | +$1,240 | about $5,390 |
| 2022 (4–7 years old) | about $1,770 | about $980 | +$1,170 | about $5,080 |
| 2018 (8–12 years old) | about $1,650 | about $980 | +$1,090 | about $4,740 |
We list the Honda HR-V for 2016–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2 versions of the 2024 Honda HR-V we list (HR-V AWD and HR-V FWD) all come out within about $50 of each other.
The Honda HR-V for other drivers on their own policy, a year: 22–25, $2,440; 26–39, $2,080; 65 and older, $1,970.
Adding a 16-year-old with a Honda HR-V
A new 16-year-old driving the Honda HR-V adds about $1,240 a year ($105 a month), about the same as with an average car.
For adding a teen, the Honda HR-V ranks 52nd cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Honda HR-V costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- lower than average
- Damage to others
- about average
- Injuries to others
- about average
The part that fixes or replaces the Honda HR-V: about $900, against $950 for an average 2024 car (6% less). The part that pays for harm to others: about $980, against $990 for an average car (about the same).
By the EPA's size classes it's a small car, and it's gas-powered. The Highway Loss Data Institute groups it with mini SUVs.
Matched to “Honda HR-V 4dr 4WD” in HLDI's results.
Similar small cars
Among these 13 small cars, the Honda HR-V is the 2nd least expensive to insure.
- 2024 Subaru Imprezaabout $1,850 (about the same)
- 2024 Honda HR-Vabout $1,880 (this car)
- 2024 Chevrolet Traxabout $1,900 (about the same)
- 2024 Buick Envistaabout $1,920 (about the same)
- 2024 Mazda 3about $2,030 ($150 more)
- 2024 Kia Soulabout $2,030 ($150 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.